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Island & Water Access Cottages For Sale on the Lake of Bays

17 island and water access cottages for sale on the Lake of Bays right now, from $125K to $3.69M. Updated through the day from the MLS®.

Lake of Bays marketMedian $799K17 for sale~154 days on marketMarket stats
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17 island and water access cottages for sale on the Lake of Bays
1204 Charlie Thompson Road, Lake of Bays50 photos$2,249,000Waterfront cottage3 bed · 3 bath · 2500-3000 sq ft1204 Charlie Thompson RoadFranklin, Lake of Bays10 parking · Lot 220 x 688 ftCourtesy of: Chestnut Park Real Estate1095 Bayview Avenue, Lake of Bays36 photos$2,279,000Waterfront cottage4 bed · 3 bath · 1500-2000 sq ft1095 Bayview AvenueRidout, Lake of BaysGarage · 8 parking · Lot 100 x 122 ftCourtesy of: Chestnut Park Real Estate1521 Old Hwy 117, Lake of Bays50 photos$1,999,000Waterfront cottage2 bed · 1 bath · 700-1100 sq ft1521 Old Hwy 117Franklin, Lake of Bays8 parking · Lot 265 x 831 ftCourtesy of: Royal LePage Lakes Of Muskoka Realty0 Bayview Acres, Lake of Bays28 photos$3,600,000Land0 bath0 Bayview AcresMclean, Lake of BaysLot 566 x 445 ftCourtesy of: Sotheby's International Realty CanadaBigwin Island - 13 - Unit 8 Bigwin Island, Lake of Bays26 photos$1,275,000Resort condo2 bed · 3 bath · 1200-1399 sq ftBigwin Island - 13 - Unit 8 Bigwin IslandFranklin, Lake of BaysMaint. fee $700/mo · 2 parkingCourtesy of: Chestnut Park Real Estate221 - 12 Bigwin Island, Lake of Bays50 photos$239,000Resort condo1 bed · 1 bath · 500-599 sq ft221 - 12 Bigwin IslandFranklin, Lake of BaysMaint. fee $757/mo · 50 parkingCourtesy of: ENGEL & VOLKERS TORONTO CITY3013 MUSKOKA ROAD 117, Lake of Bays34 photos$3,690,000Waterfront cottage5 bed · 3 bath · 3500-5000 sq ft3013 MUSKOKA ROAD 117Mclean, Lake of BaysGarage · 8 parking · Lot 220 x 145 ftCourtesy of: REAL ONE REALTY INC.1 - 1162 Burlmarie Road, Lake of Bays26 photos$799,000Waterfront cottage3+1 bed · 2 bath · 700-1100 sq ft1 - 1162 Burlmarie RoadMclean, Lake of Bays8 parking · Lot 125 x 290 ftCourtesy of: RE/MAX Professionals North129 - 12 Bigwin Island, Lake of Bays50 photos$219,900Resort condo1 bath · 0-499 sq ft129 - 12 Bigwin IslandFranklin, Lake of BaysMaint. fee $476/mo · 50 parkingCourtesy of: ENGEL & VOLKERS TORONTO CITY3 - 4209 MUSKOKA ROAD 117, Lake of Bays50 photos$1,780,000Waterfront cottage3 bed · 2 bath · 1500-2000 sq ft3 - 4209 MUSKOKA ROAD 117Franklin, Lake of Bays2 parkingCourtesy of: SUTTON GROUP - SUMMIT REALTY INC.126 - 12 Bigwin Island, Lake of Bays50 photos$344,900Resort condo1 bed · 1 bath · 0-499 sq ft126 - 12 Bigwin IslandFranklin, Lake of BaysMaint. fee $699/mo · 50 parkingCourtesy of: ENGEL & VOLKERS TORONTO CITY202 & 206 - 12 Bigwin Island, Lake of Bays50 photos$575,000Resort condo2 bed · 2 bath · 1000-1199 sq ft202 & 206 - 12 Bigwin IslandFranklin, Lake of BaysMaint. fee $1,424/mo · 50 parkingCourtesy of: Royal LePage Royal City Realty

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake of Bays cottage market today

Based on 17 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$799KRange $125K – $3.69M
Homes for sale172 new this month
Typical days on market154Room to negotiate
Median price / sq ft$878From listed size ranges

Homes by price

Under $700K7
$700K–$1M3
$1M–$1.5M1
$1.5M–$2M2
$2M–$3M2
$3M+2

By style

StyleFor saleMedian price
Waterfront cottage17$799K
Resort condo8$292K
Cottage6$2.12M
Land3$895K

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Lake of Bays

Island and water access cottages on the Lake of Bays

Right now there are 17 island and water access cottages for sale on the Lake of Bays. Asking prices run from $125K to $3.69M, and the middle listing is $799K. Most are in Lake of Bays.

Lake of Bays earns its name. Instead of one big basin, it is a tangle of long arms and deep bays, with about 167 km of shoreline wrapped around a lake of roughly 6,780 hectares. Read the full Lake of Bays guide.

Water access cottages usually cost less than road access cottages on the same lake and offer more privacy. In return you need a boat, a mainland parking spot and a place to land, and you carry in everything you use. Lenders and insurers treat them differently, so speak to both early.

Common questions

How many island and water access cottages are for sale on the Lake of Bays?

There are 17 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do island and water access cottages on the Lake of Bays cost?

Asking prices run from $125K to $3.69M, with a median of $799K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake of Bays are these island and water access cottages?

Most of today's listings are in Lake of Bays. Use the map above to see exactly where each one sits on the lake.

Can I get new island and water access cottages on the Lake of Bays sent to me?

Yes. Save this search or ask for listing alerts and new island and water access cottages on the Lake of Bays are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake of Bays sold prices by year

808 cottages, homes and lots on Lake of Bays have sold through the MLS® since 2013, 48 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake of Bays cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date43
202538
202451
202344
202256
202185
202099
201961
201863
201761
201672
201553
201443
201339

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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