Fractional Ownership Cottages For Sale on the Lake of Bays
25 fractional ownership cottages for sale on the Lake of Bays right now, from $15K to $125K. Updated through the day from the MLS®.
38 photos$49,900Resort condo2 bed · 2 bath · 900-999 sq ft108-5 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
29 photos$59,000Resort condo2 bed · 3 bath · 1800-1999 sq ftV 4 W 1 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
44 photos$75,000Resort condo3 bed · 3 bath · 2000-2249 sq ft1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Keller Williams Experience Realty
34 photos$109,900Resort condo2 bed · 3 bath · 1800-1999 sq ftV 16, W2 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
29 photos$88,800Resort condo2 bed · 3 bath · 2000-2249 sq ftV3, W8 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
34 photos$35,000Resort condo2 bed · 2 bath · 900-999 sq ft106-7 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
33 photos$55,900Resort condo3 bed · 2 bath · 1200-1399 sq ft115-10 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
29 photos$15,000Resort condo2 bed · 1 bath · 600-699 sq ft1052 Rat Bay 103-1 RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
31 photos$125,000Resort condo3 bed · 3 bath · 2000-2249 sq ft1020 BIRCH GLEN MAPLE COTTAGE week 5 RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
30 photos$84,900Resort condo3 bed · 3 bath · 1400-1599 sq ft126-5 - 1052 Rat Bay Road SFranklin, Lake of BaysCourtesy of: RE/MAX Professionals North
34 photos$39,000Resort condo2 bed · 2 bath · 900-999 sq ft107-3 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
35 photos$114,900Resort condo2 bed · 3 bath · 1800-1999 sq ftV 9, W5 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka RealtyListing data © PropTx MLS®. Information deemed reliable but not guaranteed.
Lake of Bays cottage market today
Based on 7 homes for sale right now (asking prices). Updated through the day.
Homes by price
By style
| Style | For sale | Median price |
|---|---|---|
| Waterfront cottage | 7 | $119K |
| Resort condo | 6 | $117K |
| Chalet | 2 | $120K |
| Cottage | 1 | $119K |
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Get my instant estimateFractional ownership cottages on the Lake of Bays
Right now there are 25 fractional ownership cottages for sale on the Lake of Bays. Asking prices run from $15K to $125K, and the middle listing is $56K. Most are in Lake of Bays.
Lake of Bays earns its name. Instead of one big basin, it is a tangle of long arms and deep bays, with about 167 km of shoreline wrapped around a lake of roughly 6,780 hectares. Read the full Lake of Bays guide.
Fractional ownership gives you a deeded share and a fixed number of weeks at a lower price than whole ownership. Ask how the weeks rotate, what the annual fees are, how resale works and whether a lender will finance a fraction, because many will not.
Common questions
How many fractional ownership cottages are for sale on the Lake of Bays?
There are 25 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.
How much do fractional ownership cottages on the Lake of Bays cost?
Asking prices run from $15K to $125K, with a median of $56K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.
Where on Lake of Bays are these fractional ownership cottages?
Most of today's listings are in Lake of Bays. Use the map above to see exactly where each one sits on the lake.
Can I get new fractional ownership cottages on the Lake of Bays sent to me?
Yes. Save this search or ask for listing alerts and new fractional ownership cottages on the Lake of Bays are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.
More ways to shop Lake of Bays
- Waterfront Cottages 67
- Luxury Cottages 13
- Under $500,000 41
- Under $750,000 44
- Under $1 Million 49
- Under $2 Million 54
- Cheap Cottages 40
- Four-Season Cottages 54
- Seasonal Cottages 2
- Island & Water Access Cottages 17
- Cottages with a Boathouse 23
- Cottages with a Sandy Beach 54
- Cottages with a Bunkie 4
- Investor-Friendly Cottages 1
- Fixer-Upper Cottages 1
- Cabins 21
- Log Homes 1
- Chalets 3
- Waterfront Land 5
- Building Lots & Acreage 5
- Resort Condos 41
Fractional Ownership on other Muskoka lakes
All fractional ownership cottages in Muskoka · All fractional ownership cottages in Ontario
Lake of Bays sold prices by year
808 cottages, homes and lots on Lake of Bays have sold through the MLS® since 2013, 48 of them in the past 12 months. Sold prices are for members. Joining is free.
Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.
| Year | Sales | Median sold | Average | Lowest | Highest | Sold vs. asking | Median days |
|---|---|---|---|---|---|---|---|
| 2026 to date | 43 | ||||||
| 2025 | 38 | ||||||
| 2024 | 51 | ||||||
| 2023 | 44 | ||||||
| 2022 | 56 | ||||||
| 2021 | 85 | ||||||
| 2020 | 99 | ||||||
| 2019 | 61 | ||||||
| 2018 | 63 | ||||||
| 2017 | 61 | ||||||
| 2016 | 72 | ||||||
| 2015 | 53 | ||||||
| 2014 | 43 | ||||||
| 2013 | 39 | ||||||
Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.
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