Lake of Bays Cottages For Sale Under $1 Million
49 cottages under $1 million for sale on the Lake of Bays right now, from $13K to $899K. Updated through the day from the MLS®.
41 photos$120,000Waterfront cottage3 bed · 3 bath · 1500-2000 sq ftOak Cot. Week 1 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Chestnut Park Real Estate
44 photos$140,000Resort condo1 bath · 0-499 sq ft117 - 12 Bigwin IslandFranklin, Lake of BaysCourtesy of: ENGEL & VOLKERS TORONTO CITY
48 photos$448,000Resort condo2 bed · 2 bath · 1200-1399 sq ft319 - 12 Bigwin IslandFranklin, Lake of BaysCourtesy of: ENGEL & VOLKERS TORONTO CITY
23 photos$749,999Land0 bath504 Bigwin IslandFranklin, Lake of BaysCourtesy of: Re/Max All-Stars Realty Inc
30 photos$82,900Resort condo2 bed · 3 bath · 1800-1999 sq ftV1, W1 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
30 photos$84,900Resort condo3 bed · 3 bath · 1400-1599 sq ft126-5 - 1052 Rat Bay Road SFranklin, Lake of BaysCourtesy of: RE/MAX Professionals North
34 photos$39,000Resort condo2 bed · 2 bath · 900-999 sq ft107-3 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
35 photos$114,900Resort condo2 bed · 3 bath · 1800-1999 sq ftV 9, W5 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
23 photos$120,000Chalet3 bed · 3 bath · 2000-2249 sq ftV 7 W 6 - 1020 Birch Glen RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka Realty
39 photos$49,900Resort condo2 bed · 2 bath · 900-999 sq ft116-10 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
38 photos$78,900Resort condo3 bed · 2 bath · 1200-1399 sq ft112-8 - 1052 RAT BAY RoadFranklin, Lake of BaysCourtesy of: Chestnut Park Real Estate
30 photos$59,999Chalet3 bed · 3 bath · 2000-2249 sq ftV 7, W 10 - 1020 BIRCH GLEN RoadMclean, Lake of BaysCourtesy of: Royal LePage Lakes Of Muskoka RealtyListing data © PropTx MLS®. Information deemed reliable but not guaranteed.
Lake of Bays cottage market today
Based on 24 homes for sale right now (asking prices). Updated through the day.
Homes by price
By style
| Style | For sale | Median price |
|---|---|---|
| Waterfront cottage | 24 | $135K |
| Resort condo | 16 | $125K |
| Cottage | 6 | $464K |
| Land | 2 | $824K |
| Chalet | 2 | $120K |
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Get my instant estimateCottages under $1 million on the Lake of Bays
Right now there are 49 cottages under $1 million for sale on the Lake of Bays. Asking prices run from $13K to $899K, and the middle listing is $110K. Most are in Lake of Bays.
Lake of Bays earns its name. Instead of one big basin, it is a tangle of long arms and deep bays, with about 167 km of shoreline wrapped around a lake of roughly 6,780 hectares. Read the full Lake of Bays guide.
Common questions
How many cottages under $1 million are for sale on the Lake of Bays?
There are 49 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.
How much do cottages under $1 million on the Lake of Bays cost?
Asking prices run from $13K to $899K, with a median of $110K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.
Where on Lake of Bays are these cottages under $1 million?
Most of today's listings are in Lake of Bays. Use the map above to see exactly where each one sits on the lake.
Can I get new cottages under $1 million on the Lake of Bays sent to me?
Yes. Save this search or ask for listing alerts and new cottages under $1 million on the Lake of Bays are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.
More ways to shop Lake of Bays
- Waterfront Cottages 66
- Luxury Cottages 12
- Under $500,000 41
- Under $750,000 44
- Under $2 Million 54
- Cheap Cottages 40
- Four-Season Cottages 53
- Seasonal Cottages 2
- Island & Water Access Cottages 16
- Cottages with a Boathouse 23
- Cottages with a Sandy Beach 53
- Cottages with a Bunkie 3
- Investor-Friendly Cottages 1
- Fixer-Upper Cottages 1
- Cabins 20
- Log Homes 1
- Chalets 3
- Waterfront Land 5
- Building Lots & Acreage 5
- Resort Condos 41
- Fractional Ownership 25
Under $1 Million on other Muskoka lakes
- Lake Muskoka 62
- Peninsula Lake 31
- Lake Joseph 15
- Three Mile Lake 11
- Lake Rosseau 7
- Kahshe Lake 7
- Big East River 7
- Six Mile Lake 6
- Gloucester Pool 6
- Skeleton Lake 5
- Mary Lake 5
- Go Home Lake 5
- Sparrow Lake 4
- Stewart Lake 4
- Lake Vernon 3
- Muldrew Lake 2
All cottages under $1 million in Muskoka · All cottages under $1 million in Ontario
Lake of Bays sold prices by year
810 cottages, homes and lots on Lake of Bays have sold through the MLS® since 2013, 50 of them in the past 12 months. Sold prices are for members. Joining is free.
Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.
| Year | Sales | Median sold | Average | Lowest | Highest | Sold vs. asking | Median days |
|---|---|---|---|---|---|---|---|
| 2026 to date | 45 | ||||||
| 2025 | 38 | ||||||
| 2024 | 51 | ||||||
| 2023 | 44 | ||||||
| 2022 | 56 | ||||||
| 2021 | 85 | ||||||
| 2020 | 99 | ||||||
| 2019 | 61 | ||||||
| 2018 | 63 | ||||||
| 2017 | 61 | ||||||
| 2016 | 72 | ||||||
| 2015 | 53 | ||||||
| 2014 | 43 | ||||||
| 2013 | 39 | ||||||
Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.
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