126-5 - 1052 Rat Bay Road S, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near South Portage rd and Rat Bay Road · View map
About this home
Exceptional and affordable family vacation gateway. Enjoy 5 weeks of fractional ownership including one prime fixed week every July and 4 floating weeks throughout the year. This spacious 3- bedroom, 2 bath, fully winterized cottage offers post card-perfect lake views, as being a "first row cottage" there are no other cottages blocking the view. Also offers a large lakeside deck, a bright Muskoka room and a cozy stone fireplace. This cottage comes fully furnished and equipped for comfort and convenience. Blue Water Acres features outstanding amenities such as an indoor heated swimming pool, hot tub, exercise room, games room, owners lounge, several outdoor tennis/ pickleball courts, playground and a superb sand beach with docking facilities. Canoes, kayaks are available for use at the beach. This resort community also offers winter ice skating, snow tubing/ sledding and endless walking trails in the woods. With all these outstanding year round facilities it is guaranteed , no one in the family ever will be bored spending time here. Also close by you can enjoy downhill skiing, golfing, snowmobiling, fine dining. The town of Huntsville is within 15 minutes drive for convenience. Resort fees include all utilities, maintenance, internet, TV. All you need to do is to show up and enjoy.
The home
- Type
- Resort condo
- Style
- 1 Storey/Apt
- Square footage
- 1400-1599 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 6
- Basement
- None
- Faces
- South West
- Level
- 1
- Laundry
- In Building
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Condominium
- POTL fee
- $5,450.00/mo
- Fee includes
- Heat, Hydro, Water, Cable TV, Building Insurance, Condo Taxes, Common Elements, Parking, CAC
- Complex
- On site 0
- Property management
- Blue Water Acres
- Pets
- No
- Security
- Security Guard
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Air conditioning
- Wall Unit(s)
- Fireplace
- Yes
Garage & parking
- Garage spaces
- 3
- Total parking
- 4
- Parking features
- Reserved/Assigned
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- South Portage rd and Rat Bay Road
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$57 (at 1,500 sq ft)
- Listed
- Mar 5, 2026 · 223 days ago
- MLS® number
- X12850002
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The home and its surroundings
- Carpet Free
- Primary Bedroom - Main Floor
- Clear View
- Hospital
- Lake/Pond
- Level
- Skiing
- Waterfront
- Deck
- Landscaped
- Fishing
- Recreational Area
Included in the common-element (POTL) fee
- Heat
- Hydro
- Water
- Cable TV
- Building Insurance
- Condo Taxes
- Common Elements
- Parking
- CAC
Shared in the complex
- BBQs Allowed
- Club House
- Communal Waterfront Area
- Exercise Room
- Game Room
- Gym
- Mortgage
- Property tax
- POTL fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near South Portage rd and Rat Bay Road
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Listing history for 1052 Rat Bay Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 126-5 - 1052 Rat Bay Road S
Answers come straight from this home’s MLS® listing.
How much is 126-5 - 1052 Rat Bay Road S listed for, and what would it cost each month?
126-5 - 1052 Rat Bay Road S is listed for $84,900. With 20% down ($16,980), the mortgage payment would be roughly $342 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $5,846 a month, all in. That figure is an illustration, not a quote.
Is 126-5 - 1052 Rat Bay Road S freehold or a condo, and is there a monthly fee?
126-5 - 1052 Rat Bay Road S is a resort condo in Franklin, Lake of Bays. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $5,450.00 a month. The listing says it covers heat, hydro, water, cable tv, building insurance, condo taxes, common elements, parking, cac. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 126-5 - 1052 Rat Bay Road S have?
126-5 - 1052 Rat Bay Road S has 3 bedrooms and 3 bathrooms. The listing gives the style as 1 storey/apt.
Does 126-5 - 1052 Rat Bay Road S have a garage and parking?
The listing does not show a garage. In total the listing counts 4 parking spaces.
Does 126-5 - 1052 Rat Bay Road S have a finished basement?
No. The listing shows no basement for this home.
What style of home is 126-5 - 1052 Rat Bay Road S?
126-5 - 1052 Rat Bay Road S is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.
How big is 126-5 - 1052 Rat Bay Road S?
The listing puts the home between 1,400 and 1,599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 126-5 - 1052 Rat Bay Road S heated and cooled?
Heating is forced air (propane). Cooling is wall unit(s).
Are pets allowed at 126-5 - 1052 Rat Bay Road S?
The listing says pets are not allowed.
Where is 126-5 - 1052 Rat Bay Road S?
126-5 - 1052 Rat Bay Road S is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage rd and Rat Bay Road. The postal code is P0A 1H0.
How long has 126-5 - 1052 Rat Bay Road S been on the market?
126-5 - 1052 Rat Bay Road S was listed on March 5, 2026. It has been on the market for 223 days. It is an active listing (MLS® X12850002). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 126-5 - 1052 Rat Bay Road S asking?
Similar cottages for sale nearby right now include 112-8 - 1052 RAT BAY Road at $78,900 (3 bed), V 3, W 5 - 1020 BIRCH GLEN Road at $89,900 (3 bed) and 1020 Birch Glen Road at $75,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1052 Rat Bay Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 126-5 - 1052 Rat Bay Road S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Franklin, picked by style, size and price.
Resort condo$78,900112-8 - 1052 RAT BAY Road, Lake of Bays3 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →
Resort condo$89,900V 3, W 5 - 1020 BIRCH GLEN Road, Lake of Bays3 bed · 3 bath · McleanCourtesy of: Royal LePage Lakes Of Muskoka RealtyView home →
Resort condo$75,0001020 Birch Glen Road, Lake of Bays3 bed · 3 bath · McleanCourtesy of: Keller Williams Experience RealtyView home →Courtesy of: RE/MAX Professionals North
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.