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For saleMLS® X14121932

403 - 130 Water Street, Gananoque, ON K7G 0A8

05 - Gananoque, Gananoque · Near Water and Stone · View map

$699,000
2Beds
2Baths
1200–1399Sq ft
Resort condoType
$600/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$6,694/yrTaxes
Call / Text Will
$699,000
Underground parking1 parking space in total
WaterfrontOn the water
Newer homeUp to 5 years old
Central airCool all summer
FireplaceCozy winters

About this home

Gorgeous river views and sunsets await you in this magnificent top floor Condo situated at the pet friendly Island Harbour Club on the shores of the St Lawrence River in beautiful GANANOQUE. This bright and spacious Condo unit has many extras and features 2 bedrooms, 2 bathrooms and all the modern finishes and features you would expect in a new Condo including open concept living, quartz countertops, in-floor heating and gas fireplace. You will love the indoor parking space (EV) and close proximity to local shopping, pubs, marinas , walking trails and entertainment. Call today to book your personal showing.

The home

Type
Resort condo
Style
Apartment
Square footage
1200-1399 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
11
Basement
None
Faces
South West
Level
4
Balcony
Open
Laundry
In-Suite Laundry
Approximate age
0-5 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$600.49/mo
Fee includes
Common Elements, Parking, Building Insurance
Complex
LLC 45
Property management
Bendale
Pets
Allowed, with restrictions
Exterior
Brick, Concrete

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1
Parking features
Underground, Private

Taxes & other

Property taxes
$6,694/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Water and Stone
Neighbourhood
05 - Gananoque

More

Price per sq ft
~$538 (at 1,300 sq ft)
MLS® number
X14121932

The home and its surroundings

  • Carpet Free
  • On Demand Water Heater

Included in the maintenance fee

  • Common Elements
  • Parking
  • Building Insurance
Want to know something that isn’t listed?
Estimated monthly cost$3,978per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    130 Water Street, Gananoque, ON K7G 0A8

    05 - Gananoque, Gananoque · Near Water and Stone

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    Sold history

    Listing history for 130 Water Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 403 - 130 Water Street

    Answers come straight from this home’s MLS® listing.

    How much is 403 - 130 Water Street listed for, and what would it cost each month?

    403 - 130 Water Street is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,978 a month, all in. That figure is an illustration, not a quote.

    Is 403 - 130 Water Street freehold or a condo, and is there a monthly fee?

    403 - 130 Water Street is a resort condo in 05 - Gananoque, Gananoque. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $600.49 a month. The listing says it covers common elements, parking, building insurance. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 403 - 130 Water Street have?

    403 - 130 Water Street has 2 bedrooms and 2 bathrooms. The listing gives the style as apartment.

    Does 403 - 130 Water Street have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 403 - 130 Water Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 403 - 130 Water Street?

    403 - 130 Water Street is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.

    How big is 403 - 130 Water Street?

    The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 403 - 130 Water Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 403 - 130 Water Street?

    Property taxes are $6,694 a year (2025), or about $558 a month.

    Are pets allowed at 403 - 130 Water Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 403 - 130 Water Street?

    403 - 130 Water Street is in the 05 - Gananoque community of Gananoque. The nearest main intersection is Water and Stone. The postal code is K7G 0A8.

    Is 403 - 130 Water Street still for sale?

    Yes. It is an active listing (MLS® X14121932). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 403 - 130 Water Street asking?

    Similar cottages for sale nearby right now include 409 - 130 Water Street at $559,500 (2 bed), 312 - 130 Water Street at $558,900 (2 bed) and 406 - 130 Water Street at $555,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 130 Water Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 403 - 130 Water Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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