Skip to content
647-619-2256 info@cottageconnect.com
Cottages & waterfront for sale across Ontario cottage country
SwipeNEW
For saleListed May 19MLS® X13143922

406 - 130 Water Street, Gananoque, ON K7G 0A8

05 - Gananoque, Gananoque · Near Water Street and Market Street · View map

$555,000
2Beds
2Baths
900–999Sq ft
Resort condoType
$430/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$5,398/yrTaxes
Call / Text Will
$555,000
Underground parking1 parking space in total
WaterfrontOn the water
Central airCool all summer
FireplaceCozy winters

About this home

Come and experience elevated living in this bright and spacious newer Condo that perfectly blends style, comfort and convenience. With stunning panoramic views of the St Lawrence River and the Town below. This residence offers a lifestyle as breathtaking as its surroundings. Condo features open concept living with oversized windows that flood the space with natural light and a large private balcony to soak in the views while enjoying your morning coffee or the beautiful sunsets. Call today for your private showing.

The home

Type
Resort condo
Style
Apartment
Square footage
900-999 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Basement
None
Faces
South
Level
4
Balcony
Open
View
Panoramic, River
Laundry
In-Suite Laundry
Approximate age
6-10 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$430.00/mo
Fee includes
Common Elements, Building Insurance, Parking
Complex
unknown 45
Property management
Bendale
Pets
Allowed, with restrictions
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1
Parking features
Underground

Taxes & other

Property taxes
$5,398/yr
Tax year
2025
Occupancy
Owner
Possession
Immediate
Cross street
Water Street and Market Street
Neighbourhood
05 - Gananoque

More

Price per sq ft
~$584 (at 950 sq ft)
Listed
May 19, 2026 · 148 days ago
MLS® number
X13143922

The home and its surroundings

  • Carpet Free
  • On Demand Water Heater
  • Water Heater Owned

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Parking
Want to know something that isn’t listed?
Estimated monthly cost$3,119per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
    Loading map…

    130 Water Street, Gananoque, ON K7G 0A8

    05 - Gananoque, Gananoque · Near Water Street and Market Street

    Get directionsWhat’s nearby

    Schools nearby

    Open this tab to load nearby schools.

    Your commute

    Enter where you go every day to see real drive times:

    Sold history

    Listing history for 130 Water Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 406 - 130 Water Street

    Answers come straight from this home’s MLS® listing.

    How much is 406 - 130 Water Street listed for, and what would it cost each month?

    406 - 130 Water Street is listed for $555,000. With 20% down ($111,000), the mortgage payment would be roughly $2,239 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,119 a month, all in. That figure is an illustration, not a quote.

    Is 406 - 130 Water Street freehold or a condo, and is there a monthly fee?

    406 - 130 Water Street is a resort condo in 05 - Gananoque, Gananoque. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $430.00 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 406 - 130 Water Street have?

    406 - 130 Water Street has 2 bedrooms and 2 bathrooms. The listing gives the style as apartment.

    Does 406 - 130 Water Street have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 406 - 130 Water Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 406 - 130 Water Street?

    406 - 130 Water Street is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.

    How big is 406 - 130 Water Street?

    The listing puts the home between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 406 - 130 Water Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 406 - 130 Water Street?

    Property taxes are $5,398 a year (2025), or about $450 a month.

    Are pets allowed at 406 - 130 Water Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 406 - 130 Water Street?

    406 - 130 Water Street is in the 05 - Gananoque community of Gananoque. The nearest main intersection is Water Street and Market Street. The postal code is K7G 0A8.

    How long has 406 - 130 Water Street been on the market?

    406 - 130 Water Street was listed on May 19, 2026. It has been on the market for 148 days. It is an active listing (MLS® X13143922). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 406 - 130 Water Street asking?

    Similar cottages for sale nearby right now include 409 - 130 Water Street at $559,500 (2 bed), 312 - 130 Water Street at $576,900 (2 bed) and 14 - 130 Water Street E at $490,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 130 Water Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 406 - 130 Water Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

    Call
    © Cottage Connect · Will Balo, Sales Representative, RE/MAX Experts
    Privacy Policy Terms of Use Photo Credits