409 - 130 Water Street, Gananoque, ON K7G 0A8
05 - Gananoque, Gananoque · Near Market St · View map
About this home
Perched on the edge of the St. Lawrence with its toes dipping into the water (if buildings had toes), is the Island Harbour Club; one of Gananoque's prettiest waterfront addresses. It's a smartly designed 58-unit building, built in 2020, and this suite might be the best seat in the house. The centre of this 4th floor unit is a balcony almost 30 feet long. That's the length of a school bus. It faces south-east, so you get front-row seats every morning as the sun comes up over the St Lawrence. Coffee tastes better out here; that's a fact. There is the wall of windows looking out over that same balcony. From there the list keeps going - Primary bedroom with built-in IKEA wardrobes and a walk-in closet, so there's room for yourclothes and your partner's. Touch free electronic bidets. Dry bar / coffee counter that gives the big appliances their own spot, so your kitchen counters stay clear. Custom door screens and blinds tucked away out of sight until you need them, keeping the view front and centre. And someone else that handles the snow shovel.The second "bedroom" is really a den/office that comes with a queen Murphy bed. An ideal spot for short visits.The Gananoque Municipal Marina and docks are a couple of minutes away "by flip-flop." Cruise through the natural wonder of the Thousand Islands by boat. Jump on your bike and ride the trail to Ivy Lea. Walk to the Thousand Islands Playhouse, museums, and restaurants or listen to summer music festivals, best enjoyed with an umbrella drink in a cushioned chair on your very own balcony. Live here all year, or just for the season - the balcony, the marina and the view that is ever changing come with it either way.The photos and virtual tour tell the rest of the story, but some places are better felt than read about. My story ends here; but yours could start with a sunrise, a sense of awe, and a place to call home. Come and see it for yourself.Gananoque is pronounced: Gan - an - NAH - kway (meaning - water rising over rock)
The home
- Type
- Resort condo
- Style
- Apartment
- Square footage
- 1000-1199 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 5
- Basement
- None
- Faces
- South East
- Level
- 4
- View
- Panoramic, Park/Greenbelt, River, Water
- Laundry
- In-Suite Laundry
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $539.50/mo
- Fee includes
- Common Elements, Building Insurance, Parking
- Complex
- Island Harbour Club
- Property management
- Bendale Property Management
- Pets
- Allowed, with restrictions
- Security
- Carbon Monoxide Detectors, Security System, Smoke Detector
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Underground
- Garage spaces
- 1
- Total parking
- 1
- Parking features
- Covered
Taxes & other
- Property taxes
- $6,190/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Market St
- Neighbourhood
- 05 - Gananoque
More
- Price per sq ft
- ~$509 (at 1,100 sq ft)
- Listed
- Oct 6, 2026 · 8 days ago
- MLS® number
- X13868010
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The home and its surroundings
- Air Exchanger
- Carpet Free
- Intercom
- On Demand Water Heater
- Water Heater Owned
- Water Softener
- Water Treatment
- Arts Centre
- Beach
- Clear View
- Golf
- Lake Access
- Library
- Awnings
- Controlled Entry
- Deck
- Landscape Lighting
- Lighting
- Recreational Area
- Year Round Living
Included in the maintenance fee
- Common Elements
- Building Insurance
- Parking
Shared in the complex
- BBQs Allowed
- Bike Storage
- Elevator
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
130 Water Street, Gananoque, ON K7G 0A8
05 - Gananoque, Gananoque · Near Market St
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Listing history for 130 Water Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 409 - 130 Water Street
Answers come straight from this home’s MLS® listing.
How much is 409 - 130 Water Street listed for, and what would it cost each month?
409 - 130 Water Street is listed for $559,500. With 20% down ($111,900), the mortgage payment would be roughly $2,257 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,312 a month, all in. That figure is an illustration, not a quote.
Is 409 - 130 Water Street freehold or a condo, and is there a monthly fee?
409 - 130 Water Street is a resort condo in 05 - Gananoque, Gananoque. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $539.50 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 409 - 130 Water Street have?
409 - 130 Water Street has 2 bedrooms and 2 bathrooms. The listing gives the style as apartment.
Does 409 - 130 Water Street have a garage and parking?
Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.
Does 409 - 130 Water Street have a finished basement?
No. The listing shows no basement for this home.
What style of home is 409 - 130 Water Street?
409 - 130 Water Street is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.
How big is 409 - 130 Water Street?
The listing puts the home between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 409 - 130 Water Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 409 - 130 Water Street?
Property taxes are $6,190 a year (2026), or about $516 a month.
Are pets allowed at 409 - 130 Water Street?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 409 - 130 Water Street?
409 - 130 Water Street is in the 05 - Gananoque community of Gananoque. The nearest main intersection is Market St. The postal code is K7G 0A8.
How long has 409 - 130 Water Street been on the market?
409 - 130 Water Street was listed on October 6, 2026. It has been on the market for 8 days. It is an active listing (MLS® X13868010). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 409 - 130 Water Street asking?
Similar cottages for sale nearby right now include 406 - 130 Water Street at $555,000 (2 bed), 312 - 130 Water Street at $576,900 (2 bed) and 14 - 130 Water Street E at $490,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 130 Water Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 409 - 130 Water Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near 05 - Gananoque, picked by style, size and price.
Resort condo$555,000406 - 130 Water Street, Gananoque2 bed · 2 bath · 05 - GananoqueCourtesy of: BICKERTON BROKERS REAL ESTATE LIMITED, BROKERAGEView home →
Resort condo$576,900312 - 130 Water Street, Gananoque2 bed · 2 bath · 05 - GananoqueCourtesy of: CENTURY 21 HERITAGE GROUP LTD., BROKERAGEView home →
Resort condo$490,00014 - 130 Water Street E, Gananoque2 bed · 2 bath · 05 - GananoqueCourtesy of: REVEL REALTY INC., BROKERAGEView home →Courtesy of: CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.