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Island & Water Access Cottages For Sale on Lake Simcoe

58 island and water access cottages for sale on Lake Simcoe right now, from $249K to $6M. Updated through the day from the MLS®.

Lake Simcoe marketMedian $999K58 for sale+3 new this week~69 days on marketMarket stats
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58 island and water access cottages for sale on Lake Simcoe
3914 Rosemary Lane, Innisfil37 photos$1,089,000Waterfront cottage3+1 bed · 2 bath · 2000-2500 sq ft3914 Rosemary LaneRural Innisfil, InnisfilGarage · 5 parking · Lot 106 x 114.5 ftCourtesy of: RE/MAX NOBLECORP REAL ESTATE20 E Snake Island E, Georgina Islands43 photos$299,900Waterfront cottage2+1 bed · 1 bath · 1100-1500 sq ft20 E Snake Island ESnake Island, Georgina IslandsPool · Lot 94.4 x 122.3 ftCourtesy of: REMAX YOUR COMMUNITY REALTY3784 Tuppy Drive, Ramara37 photos$1,520,000Waterfront cottage4+1 bed · 4 bath · 2500-3000 sq ft3784 Tuppy DriveRural Ramara, RamaraGarage · 6 parking · Lot 133.5 x 155 ftCourtesy of: BAY STREET GROUP INC.797 Woodland Drive, Oro-Medonte41 photos$1,850,000Waterfront cottage3 bed · 3 bath · 2500-3000 sq ft797 Woodland DriveRural Oro-Medonte, Oro-Medonte8 parking · Lot 110.2 x 177 ftCourtesy of: EXP REALTY40630 Shore Road, Brock30 photos$319,900Waterfront cottage3 bed · 2 bath · 1500-2000 sq ft40630 Shore RoadBeaverton, BrockGarage · 3 parking · Lot 50 x 290 ftCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.3 - 31 Laguna Parkway, Ramara50 photos$449,900Resort condo2 bed · 2 bath · 1000-1199 sq ft3 - 31 Laguna ParkwayBrechin, RamaraMaint. fee $482/mo · 1 parkingCourtesy of: Royal LePage Frank Real Estate386 Bear Road, Georgina Islands50 photos$699,000Waterfront cottage6 bed · 4 bath · 3000-3500 sq ft386 Bear RoadGeorgina Island, Georgina IslandsGarage · 8 parking · Lot 123 x 195 ftCourtesy of: REMAX YOUR COMMUNITY REALTY404 Cox Mill Road, Barrie49 photos$2,048,000Waterfront cottage3+1 bed · 4 bath · 3000-3500 sq ft404 Cox Mill RoadSouth Shore, BarrieGarage · 6 parking · Lot 49.3 x 120 ftCourtesy of: RE/MAX HALLMARK REALTY LTD.3711 Riva Avenue, Innisfil39 photos$1,899,999Waterfront cottage3 bed · 3 bath · 1500-2000 sq ft3711 Riva AvenueRural Innisfil, InnisfilGarage · 4 parking · Lot 26.5 x 68 ftCourtesy of: HARVEY KALLES REAL ESTATE LTD.70 Ivy Lane, Orillia24 photos$630,000Waterfront cottage5 bed · 1 bath · 1100-1500 sq ft70 Ivy LaneOrilliaGarage · 1 parking · Lot 102.2 x 189.1 ftCourtesy of: REAL BROKER ONTARIO LTD.20 Burnie Road, Georgina47 photos$1,499,000Waterfront cottage3+1 bed · 3 bath · 1500-2000 sq ft20 Burnie RoadVirginia, GeorginaGarage · 9 parking · Lot 77.8 x 205 ftCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.150 Woodfield Drive, Georgina44 photos$1,699,999Waterfront cottage3 bed · 3 bath · 2000-2500 sq ft150 Woodfield DriveVirginia, GeorginaGarage · 9 parking · Lot 50 x 177 ftCourtesy of: Signature Elite Realty Ltd.

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Simcoe cottage market today

Based on 58 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$999KRange $249K – $6M
Homes for sale58+3 new this week
Typical days on market69Room to negotiate
Median price / sq ft$609From listed size ranges

Homes by price

Under $700K22
$700K–$1M8
$1M–$1.5M9
$1.5M–$2M9
$2M–$3M5
$3M+5

By style

StyleFor saleMedian price
Waterfront cottage57$999K
Cottage45$1.4M
Resort condo10$624K
Land3$458K
Log home3$1.73M

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Lake Simcoe

Island and water access cottages on Lake Simcoe

Right now there are 58 island and water access cottages for sale on Lake Simcoe. Asking prices run from $249K to $6M, and the middle listing is $999K. Most are in Innisfil, Ramara, Brock and Georgina.

Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.

Water access cottages usually cost less than road access cottages on the same lake and offer more privacy. In return you need a boat, a mainland parking spot and a place to land, and you carry in everything you use. Lenders and insurers treat them differently, so speak to both early.

Common questions

How many island and water access cottages are for sale on Lake Simcoe?

There are 58 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do island and water access cottages on Lake Simcoe cost?

Asking prices run from $249K to $6M, with a median of $999K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Simcoe are these island and water access cottages?

Most of today's listings are in Innisfil, Ramara, Brock and Georgina. Use the map above to see exactly where each one sits on the lake.

Can I get new island and water access cottages on Lake Simcoe sent to me?

Yes. Save this search or ask for listing alerts and new island and water access cottages on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Simcoe sold prices by year

1088 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 175 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Simcoe cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date159
2025160
202489
202336
202285
2021142
2020164
201993
201879
201770
20164
20152
20135

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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