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Lake Simcoe Cottages For Sale Under $500,000

46 cottages under $500,000 for sale on Lake Simcoe right now, from $0K to $499K. Updated through the day from the MLS®.

Lake Simcoe marketMedian $370K45 for sale+1 new this week~70 days on marketMarket stats
Tap a price to see the home
46 cottages under $500,000 for sale on Lake Simcoe
1 - 2 Laguna Parkway, RamaraNew32 photos$498,000Resort condo3 bed · 2 bath · 1200-1399 sq ft1 - 2 Laguna ParkwayBrechin, RamaraMaint. fee $943/mo · 1 parkingCourtesy of: REMAX YOUR COMMUNITY REALTY287 Tennis Road, Georgina$328,888Land0 bath · < 700 sq ft287 Tennis RoadKeswick North, GeorginaPool · Lot 44.1 x 80.9 ftCourtesy of: HOMELIFE FRONTIER REALTY INC.34 Della Street, Georgina13 photos$330,000Land0 bath34 Della StreetVirginia, GeorginaLot 50 x 150 ftCourtesy of: KELLER WILLIAMS REALTY CENTRES285 Tennis Road, Georgina$308,888Land0 bath · < 700 sq ft285 Tennis RoadKeswick North, GeorginaPool · Lot 38.1 x 80.9 ftCourtesy of: HOMELIFE FRONTIER REALTY INC.3 - 21 Laguna Parkway, Ramara40 photos$369,900Resort condo2 bed · 2 bath · 1200-1399 sq ft3 - 21 Laguna ParkwayBrechin, RamaraMaint. fee $573/mo · 1 parkingCourtesy of: Royal LePage Frank Real EstateUnit #415 - 301 Sea Ray Avenue, Innisfil49 photos$349,900Resort condo1 bed · 1 bath · 500-599 sq ftUnit #415 - 301 Sea Ray AvenueRural Innisfil, InnisfilMaint. fee $519/mo · GarageCourtesy of: COLDWELL BANKER THE REAL ESTATE CENTRE8 Hadden Road, Georgina2 photos$299,000Land0 bath8 Hadden RoadVirginia, GeorginaLot 60 x 150.4 ftCourtesy of: RE/MAX ADVANCE REALTY2 - 30 Laguna Parkway, Ramara44 photos$489,000Resort condo3 bed · 3 bath · 1800-1999 sq ft2 - 30 Laguna ParkwayRural Ramara, RamaraMaint. fee $950/mo · Garage · 1 parkingCourtesy of: CENTURY 21 FINE LIVING REALTY INC.4 - 11 Laguna Parkway, Ramara14 photos$299,900Resort condo1 bed · 1 bath · 600-699 sq ft4 - 11 Laguna ParkwayBrechin, RamaraMaint. fee $568/mo · 1 parkingCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY310 Terrace Drive, Georgina18 photos$399,000Land0 bath310 Terrace DriveKeswick South, GeorginaLot 50 x 119.9 ftCourtesy of: RE/MAX WEST REALTY INC.106 - 375 Sea Ray Avenue, Innisfil22 photos$435,000Resort condo1 bed · 1 bath · 600-699 sq ft106 - 375 Sea Ray AvenueRural Innisfil, InnisfilMaint. fee $489/mo · Garage · 1 parkingCourtesy of: FIRST CLASS REALTY INC.19 - 4 Paradise Boulevard, Ramara25 photos$375,000Resort condo2 bed · 2 bath · 1000-1199 sq ft19 - 4 Paradise BoulevardBrechin, RamaraMaint. fee $710/mo · 1 parkingCourtesy of: CENTURY 21 B.J. ROTH REALTY LTD.

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Simcoe cottage market today

Based on 45 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$370KRange $150K – $499K
Homes for sale45+1 new this week
Typical days on market70Room to negotiate
Median price / sq ft$355From listed size ranges

Homes by price

Under $700K45
$700K–$1M0
$1M–$1.5M0
$1.5M–$2M0
$2M–$3M0
$3M+0

By style

StyleFor saleMedian price
Waterfront cottage37$390K
Resort condo20$422K
Land16$319K
Cottage9$300K

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Lake Simcoe

Cottages under $500,000 on Lake Simcoe

Right now there are 46 cottages under $500,000 for sale on Lake Simcoe. Asking prices run from $0K to $499K, and the middle listing is $369K. Most are in Ramara, Georgina, Innisfil and Brock.

Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.

Common questions

How many cottages under $500,000 are for sale on Lake Simcoe?

There are 46 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do cottages under $500,000 on Lake Simcoe cost?

Asking prices run from $0K to $499K, with a median of $369K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Simcoe are these cottages under $500,000?

Most of today's listings are in Ramara, Georgina, Innisfil and Brock. Use the map above to see exactly where each one sits on the lake.

Can I get new cottages under $500,000 on Lake Simcoe sent to me?

Yes. Save this search or ask for listing alerts and new cottages under $500,000 on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Simcoe sold prices by year

1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 175 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Simcoe cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date158
2025160
202489
202336
202285
2021142
2020164
201993
201879
201770
20164
20152
20135

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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