386 Bear Road, Georgina Islands, ON L0E 1R0
Georgina Island, Georgina Islands · Near Chief Joseph Snake Rd & Bear Rd · View map
About this home
Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 3000-3500 sq ft
- Bedrooms
- 6
- Bathrooms
- 4
- Kitchens
- 1
- Rooms
- 16
- Basement
- None
- Lot size
- 123 x 195 ft
- Faces
- South
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Concrete
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
- Central vacuum
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 6
- Total parking
- 8
- Parking features
- Private
Taxes & other
- Property taxes
- $5,324/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBD
- Cross street
- Chief Joseph Snake Rd & Bear Rd
- Neighbourhood
- Georgina Island
More
- Price per sq ft
- ~$215 (at 3,250 sq ft)
- MLS® number
- N13690844
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The home and its surroundings
- Carpet Free
- Central Vacuum
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
- Water Softener
- Water Treatment
- ERV/HRV
- Generator - Full
- Water Purifier
- Beach
- Clear View
- Lake Access
- Lake/Pond
- Marina
- Waterfront
- Deck
- Fishing
- Hot Tub
- Patio
- Privacy
- Recreational Area
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
386 Bear Road, Georgina Islands, ON L0E 1R0
Georgina Island, Georgina Islands · Near Chief Joseph Snake Rd & Bear Rd
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Listing history for 386 Bear Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Similar cottages nearby
More cottages for sale near Georgina Island, picked by style, size and price.
Frequently asked questions about 386 Bear Road
Answers come straight from this home’s MLS® listing.
How much is 386 Bear Road listed for, and what would it cost each month?
386 Bear Road is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,263 a month, all in. That figure is an illustration, not a quote.
Is 386 Bear Road freehold or a condo, and is there a monthly fee?
386 Bear Road is a waterfront cottage in Georgina Island, Georgina Islands. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 386 Bear Road have?
386 Bear Road has 6 bedrooms and 4 bathrooms. The listing gives the style as 2-storey.
Does 386 Bear Road have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.
Does 386 Bear Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 386 Bear Road?
386 Bear Road is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 386 Bear Road, and what is the lot size?
The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 123 x 195 ft.
How is 386 Bear Road heated and cooled?
Heating is forced air (propane). Cooling is central air.
What are the property taxes for 386 Bear Road?
Property taxes are $5,324 a year (2026), or about $444 a month.
Where is 386 Bear Road?
386 Bear Road is in the Georgina Island community of Georgina Islands. The nearest main intersection is Chief Joseph Snake Rd & Bear Rd. The postal code is L0E 1R0.
Is 386 Bear Road still for sale?
Yes. It is an active listing (MLS® N13690844). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 386 Bear Road asking?
Similar cottages for sale nearby right now include 1699 Chief Joseph Snake Road at $599,000 (3 bed) and 1082 Loon Road at $799,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 386 Bear Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 386 Bear Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
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PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.