Island & Water Access Cottages For Sale on Lake Simcoe
60 island and water access cottages for sale on Lake Simcoe right now, from $249K to $6M. Updated through the day from the MLS®.
14 photos$269,000Waterfront cottage2 bed · 1 bath · 1100-1500 sq ft40590 Shore Rd Allowance RoadRural Brock, BrockCourtesy of: LPT REALTY
47 photos$2,295,000Waterfront cottage4+2 bed · 4 bath · 3500-5000 sq ft75 Marine DriveRural Innisfil, InnisfilCourtesy of: CENTURY 21 B.J. ROTH REALTY LTD.
37 photos$800,000Waterfront cottage3 bed · 2 bath · 1500-2000 sq ft35 Ruby CrescentOrilliaCourtesy of: SUTTON GROUP QUANTUM REALTY INC.
22 photos$698,000Log home2 bed · 0 bath · < 700 sq ftB40178 Shore RoadRural Brock, BrockCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.
33 photos$998,000Waterfront cottage3+1 bed · 2 bath · 1500-2000 sq ft124 Moore's Beach RoadVirginia, GeorginaCourtesy of: RE/MAX EXCEL REALTY LTD.
34 photos$520,000Waterfront cottage3 bed · 1 bath · 700-1100 sq ft344 Loon Road EGeorgina Island, Georgina IslandsCourtesy of: REMAX YOUR COMMUNITY REALTY
50 photos$799,000Waterfront cottage3+1 bed · 4 bath · 2000-2500 sq ft1082 Loon RoadGeorgina Island, Georgina IslandsCourtesy of: REMAX YOUR COMMUNITY REALTY
37 photos$350,000Waterfront cottage2 bed · 1 bath · 700-1100 sq ft1623 Chief Joseph Snake RoadGeorgina Island, Georgina IslandsCourtesy of: REMAX YOUR COMMUNITY REALTY
50 photos$3,599,000Waterfront cottage3+2 bed · 4 bath · 1500-2000 sq ft3531 Crescent Harbour RoadRural Innisfil, InnisfilCourtesy of: CHESTNUT PARK REAL ESTATE LIMITED
9 photos$699,888Land0 bath · 5000 + sq ft3786 Tuppy DriveRural Ramara, RamaraCourtesy of: RIGHT AT HOME REALTY
45 photos$2,198,000Waterfront cottage7 bed · 4 bath · 3500-5000 sq ft1662 Lakeshore DriveRural Ramara, RamaraCourtesy of: HOMELIFE LANDMARK REALTY INC.
19 photos$1,399,900Waterfront cottage3+2 bed · 3 bath · 1100-1500 sq ft3778 Harrys Lane WRural Ramara, RamaraCourtesy of: GET SOLD REALTY INC.Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.
Lake Simcoe cottage market today
Based on 60 homes for sale right now (asking prices). Updated through the day.
Homes by price
By style
| Style | For sale | Median price |
|---|---|---|
| Waterfront cottage | 59 | $1.09M |
| Cottage | 47 | $1.4M |
| Resort condo | 10 | $624K |
| Land | 3 | $458K |
| Log home | 3 | $1.73M |
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Get my instant estimateIsland and water access cottages on Lake Simcoe
Right now there are 60 island and water access cottages for sale on Lake Simcoe. Asking prices run from $249K to $6M, and the middle listing is $1.04M. Most are in Innisfil, Ramara, Georgina and Brock.
Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.
Water access cottages usually cost less than road access cottages on the same lake and offer more privacy. In return you need a boat, a mainland parking spot and a place to land, and you carry in everything you use. Lenders and insurers treat them differently, so speak to both early.
Common questions
How many island and water access cottages are for sale on Lake Simcoe?
There are 60 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.
How much do island and water access cottages on Lake Simcoe cost?
Asking prices run from $249K to $6M, with a median of $1.04M. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.
Where on Lake Simcoe are these island and water access cottages?
Most of today's listings are in Innisfil, Ramara, Georgina and Brock. Use the map above to see exactly where each one sits on the lake.
Can I get new island and water access cottages on Lake Simcoe sent to me?
Yes. Save this search or ask for listing alerts and new island and water access cottages on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.
More ways to shop Lake Simcoe
- Waterfront Cottages 232
- Luxury Cottages 38
- Under $500,000 46
- Under $750,000 78
- Under $1 Million 110
- Under $2 Million 204
- Cheap Cottages 30
- Four-Season Cottages 174
- Seasonal Cottages 15
- Cottages with a Boathouse 37
- Cottages with a Sandy Beach 103
- Cottages with a Bunkie 15
- Investor-Friendly Cottages 9
- Fixer-Upper Cottages 9
- Cabins 172
- Log Homes 5
- Waterfront Land 14
- Building Lots & Acreage 24
- Resort Condos 46
Island & Water Access Cottages on other Georgian Bay & Simcoe County lakes
All island and water access cottages in Georgian Bay & Simcoe County · All island and water access cottages in Ontario
Lake Simcoe sold prices by year
1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 175 of them in the past 12 months. Sold prices are for members. Joining is free.
Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.
| Year | Sales | Median sold | Average | Lowest | Highest | Sold vs. asking | Median days |
|---|---|---|---|---|---|---|---|
| 2026 to date | 158 | ||||||
| 2025 | 160 | ||||||
| 2024 | 89 | ||||||
| 2023 | 36 | ||||||
| 2022 | 85 | ||||||
| 2021 | 142 | ||||||
| 2020 | 164 | ||||||
| 2019 | 93 | ||||||
| 2018 | 79 | ||||||
| 2017 | 70 | ||||||
| 2016 | 4 | ||||||
| 2015 | 2 | ||||||
| 2013 | 5 | ||||||
Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.
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