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Island & Water Access Cottages For Sale on Lake Simcoe

60 island and water access cottages for sale on Lake Simcoe right now, from $249K to $6M. Updated through the day from the MLS®.

Lake Simcoe marketMedian $1.04M60 for sale+3 new this week~67 days on marketMarket stats
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60 island and water access cottages for sale on Lake Simcoe
3964 Guest Road, InnisfilNew50 photos$5,499,500Waterfront cottage4+1 bed · 4 bath · 3500-5000 sq ft3964 Guest RoadRural Innisfil, InnisfilGarage · 18 parking · Pool · Lot 101.9 x 441.9 ftCourtesy of: FARIS TEAM REAL ESTATE BROKERAGE913 Lake Drive N, GeorginaNew44 photos$1,099,000Waterfront cottage2 bed · 1 bath · 1100-1500 sq ft913 Lake Drive NHistoric Lakeshore Communities, Georgina10 parking · Lot 38.2 x 382.4 ftCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.347 Macisaac Drive, OrilliaNew49 photos$975,000Waterfront cottage3 bed · 2 bath · 1100-1500 sq ft347 Macisaac DriveOrilliaGarage · 9 parking · Lot 75 x 280.8 ftCourtesy of: PARKER COULTER REALTY BROKERAGE INC.3657 Ferretti Court, Innisfil48 photos$1,790,000Waterfront cottage5 bed · 5 bath · 2500-3000 sq ft3657 Ferretti CourtRural Innisfil, InnisfilGarage · 4 parking · Lot 28.8 x 80 ftCourtesy of: RE/MAX WEST REALTY INC.623 - 185 Dunlop Street E, Barrie22 photos$999,000Resort condo2+1 bed · 3 bath · 1600-1799 sq ft623 - 185 Dunlop Street ELakeshore, BarrieMaint. fee $1,521/mo · Garage · 2 parkingCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY3551 Riva Avenue, Innisfil50 photos$1,398,000Waterfront cottage3 bed · 3 bath · 1500-2000 sq ft3551 Riva AvenueRural Innisfil, InnisfilGarage · 4 parking · Lot 20 x 76.8 ftCourtesy of: RE/MAX REALTRON REALTY INC.3712 Ferretti Court, Innisfil49 photos$1,488,000Waterfront cottage3 bed · 4 bath · 2500-3000 sq ft3712 Ferretti CourtRural Innisfil, InnisfilPOTL fee $376/mo · Garage · 4 parking · PoolCourtesy of: RE/MAX HALLMARK REALTY LTD.3 - 21 Laguna Parkway, Ramara40 photos$369,900Resort condo2 bed · 2 bath · 1200-1399 sq ft3 - 21 Laguna ParkwayBrechin, RamaraMaint. fee $573/mo · 1 parkingCourtesy of: Royal LePage Frank Real Estate2707 Stephen Drive, Ramara37 photos$629,900Waterfront cottage3 bed · 3 bath · 2000-2500 sq ft2707 Stephen DriveBrechin, RamaraGarage · 10 parking · Lot 173.3 x 150 ftCourtesy of: RE/MAX COUNTRY LAKES REALTY INC.8 Hadden Road, Georgina2 photos$299,000Land0 bath8 Hadden RoadVirginia, GeorginaLot 60 x 150.4 ftCourtesy of: RE/MAX ADVANCE REALTY4 - 11 Laguna Parkway, Ramara14 photos$299,900Resort condo1 bed · 1 bath · 600-699 sq ft4 - 11 Laguna ParkwayBrechin, RamaraMaint. fee $568/mo · 1 parkingCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY219 Bayshore Road, Innisfil35 photos$1,729,000Log home3+1 bed · 3 bath · 1500-2000 sq ft219 Bayshore RoadRural Innisfil, InnisfilGarage · 7 parking · Lot 69 x 290 ftCourtesy of: NEST SEEKERS INTERNATIONAL REAL ESTATE

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Simcoe cottage market today

Based on 60 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$1.04MRange $249K – $6M
Homes for sale60+3 new this week
Typical days on market67Room to negotiate
Median price / sq ft$633From listed size ranges

Homes by price

Under $700K22
$700K–$1M8
$1M–$1.5M9
$1.5M–$2M10
$2M–$3M6
$3M+5

By style

StyleFor saleMedian price
Waterfront cottage59$1.09M
Cottage47$1.4M
Resort condo10$624K
Land3$458K
Log home3$1.73M

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Lake Simcoe

Island and water access cottages on Lake Simcoe

Right now there are 60 island and water access cottages for sale on Lake Simcoe. Asking prices run from $249K to $6M, and the middle listing is $1.04M. Most are in Innisfil, Ramara, Georgina and Brock.

Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.

Water access cottages usually cost less than road access cottages on the same lake and offer more privacy. In return you need a boat, a mainland parking spot and a place to land, and you carry in everything you use. Lenders and insurers treat them differently, so speak to both early.

Common questions

How many island and water access cottages are for sale on Lake Simcoe?

There are 60 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do island and water access cottages on Lake Simcoe cost?

Asking prices run from $249K to $6M, with a median of $1.04M. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Simcoe are these island and water access cottages?

Most of today's listings are in Innisfil, Ramara, Georgina and Brock. Use the map above to see exactly where each one sits on the lake.

Can I get new island and water access cottages on Lake Simcoe sent to me?

Yes. Save this search or ask for listing alerts and new island and water access cottages on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Simcoe sold prices by year

1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 175 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Simcoe cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date158
2025160
202489
202336
202285
2021142
2020164
201993
201879
201770
20164
20152
20135

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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