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Fractional Ownership in Ontario

Own a share of a cottage, with set weeks each year and shared costs.

MarketMedian $123K14 for sale+1 new this week~186 days on marketMarket stats
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62 fractional ownership cottages for sale in Ontario
287 Presquile Trail, Whitewater Region50 photos$96,000Chalet3 bed · 3 bath · 1500-2000 sq ft287 Presquile Trail580 - Whitewater Region, Whitewater Region4 parkingCourtesy of: SIGNATURE TEAM REALTY LTD.G103-D2 - 1869 Muskoka Road 118 Highway W, Muskoka Lakes18 photos$80,000Resort condo3 bed · 3 bath · 2000-2249 sq ftG103-D2 - 1869 Muskoka Road 118 Highway WMonck (Muskoka Lakes), Muskoka LakesMaint. fee $650/mo · 2 parkingCourtesy of: Bracebridge Realty3411/3413 - 9 Harbour Street E, Collingwood25 photos$45,000Chalet2 bed · 2 bath · 1200-1399 sq ft3411/3413 - 9 Harbour Street ECollingwoodPOTL fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited126-5 - 1052 Rat Bay Road S, Lake of Bays30 photos$84,900Resort condo3 bed · 3 bath · 1400-1599 sq ft126-5 - 1052 Rat Bay Road SFranklin, Lake of BaysPOTL fee $5,450/mo · 4 parkingCourtesy of: RE/MAX Professionals North107-3 - 1052 RAT BAY Road, Lake of Bays34 photos$39,000Resort condo2 bed · 2 bath · 900-999 sq ft107-3 - 1052 RAT BAY RoadFranklin, Lake of BaysPOTL fee $427/mo · 4 parkingCourtesy of: Chestnut Park Real EstateV 9, W5 - 1020 Birch Glen Road, Lake of Bays35 photos$114,900Resort condo2 bed · 3 bath · 1800-1999 sq ftV 9, W5 - 1020 Birch Glen RoadMclean, Lake of BaysPOTL fee $6,175/mo · 2 parkingCourtesy of: Royal LePage Lakes Of Muskoka RealtyV 7 W 6 - 1020 Birch Glen Road, Lake of Bays23 photos$120,000Chalet3 bed · 3 bath · 2000-2249 sq ftV 7 W 6 - 1020 Birch Glen RoadMclean, Lake of BaysPOTL fee $6,175/mo · 2 parkingCourtesy of: Royal LePage Lakes Of Muskoka Realty116-10 - 1052 RAT BAY Road, Lake of Bays39 photos$49,900Resort condo2 bed · 2 bath · 900-999 sq ft116-10 - 1052 RAT BAY RoadFranklin, Lake of BaysPOTL fee $427/mo · 4 parkingCourtesy of: Chestnut Park Real Estate112-8 - 1052 RAT BAY Road, Lake of Bays38 photos$78,900Resort condo3 bed · 2 bath · 1200-1399 sq ft112-8 - 1052 RAT BAY RoadFranklin, Lake of BaysPOTL fee $463/mo · 4 parkingCourtesy of: Chestnut Park Real Estate6201-03 - 9 HARBOUR Street E, Collingwood5 photos$40,000Chalet2 bed · 2 bath · 1200-1399 sq ft6201-03 - 9 HARBOUR Street ECollingwoodMaint. fee $2,725/mo · GarageCourtesy of: Buy The Shores of Georgian Bay Realty Inc.V 16 w 3 - 1020 Birch Glen Road, Lake of Bays15 photos$119,000Chalet2 bed · 3 bath · 1500-2000 sq ftV 16 w 3 - 1020 Birch Glen RoadMclean, Lake of Bays2 parking · Pool · Lot 1000 x 2000 ftCourtesy of: Royal LePage Lakes Of Muskoka Realty2-5 - 532 10th Concession Road, Rideau Lakes50 photos$59,900Resort condo2 bed · 3 bath · 1800-1999 sq ft2-5 - 532 10th Concession Road816 - Rideau Lakes (North Crosby) Twp, Rideau LakesPOTL fee $4,421/mo · 2 parkingCourtesy of: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Market snapshot

Based on 14 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$123KRange $100K – $1.65M
Homes for sale14+1 new this week
Typical days on market186Room to negotiate
Median price / sq ft$66From listed size ranges

Homes by price

Under $700K12
$700K–$1M0
$1M–$1.5M0
$1.5M–$2M2
$2M–$3M0
$3M+0

By style

StyleFor saleMedian price
Waterfront cottage14$123K
Resort condo9$120K
Cottage5$240K
Chalet3$120K

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Buying fractional ownership cottages

Fractional ownership gives you a deeded share and a fixed number of weeks at a lower price than whole ownership. Ask how the weeks rotate, what the annual fees are, how resale works and whether a lender will finance a fraction, because many will not.

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