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Fractional Ownership Cottages For Sale on Georgian Bay

11 fractional ownership cottages for sale on Georgian Bay right now, from $19K to $49K. Updated through the day from the MLS®.

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11 fractional ownership cottages for sale on Georgian Bay
6112/6114 - 9 Harbour Street, Collingwood31 photos$21,000Chalet2 bed · 2 bath · 1200-1399 sq ft6112/6114 - 9 Harbour StreetCollingwoodMaint. fee $204/mo · 2 parkingCourtesy of: ROYAL LEPAGE MAXIMUM REALTY4104/4106 - 9 Harbour Street, Collingwood16 photos$30,000Resort condo2 bed · 2 bath · 1200-1399 sq ft4104/4106 - 9 Harbour StreetCollingwoodPOTL fee $3,282/mo · 100 parkingCourtesy of: Forest Hill Real Estate Inc.6210/6212 - 9 Harbour Street E, Collingwood29 photos$33,000Chalet2 bed · 2 bath · 1200-1399 sq ft6210/6212 - 9 Harbour Street ECollingwoodMaint. fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited5209 - 9 Harbour Street E, Collingwood19 photos$27,000Resort condo2 bed · 2 bath · 1200-1399 sq ft5209 - 9 Harbour Street ECollingwoodPOTL fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited6412/14 - 9 Harbour Street E, Collingwood15 photos$34,900Chalet2 bed · 2 bath · 1200-1399 sq ft6412/14 - 9 Harbour Street ECollingwood2 parkingCourtesy of: RE/MAX HALLMARK CHAY REALTY5109/5111 - 9 Harbour Street E, Collingwood27 photos$35,000Chalet2 bed · 2 bath · 1200-1399 sq ft5109/5111 - 9 Harbour Street ECollingwoodMaint. fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited6411/6413 - 9 Harbour Street E, Collingwood43 photos$48,500Chalet2 bed · 2 bath · 1200-1399 sq ft6411/6413 - 9 Harbour Street ECollingwoodMaint. fee $2,737/mo · Garage · 2 parkingCourtesy of: RE/MAX HALLMARK CHAY REALTY2307 - 9 Harbour Street E, Collingwood26 photos$19,000Resort condo2 bed · 2 bath · 1400-1599 sq ft2307 - 9 Harbour Street ECollingwoodPOTL fee $249/mo · 1 parkingCourtesy of: Century 21 Millennium Inc.3411/3413 - 9 Harbour Street E, Collingwood25 photos$45,000Chalet2 bed · 2 bath · 1200-1399 sq ft3411/3413 - 9 Harbour Street ECollingwoodPOTL fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited6201-03 - 9 HARBOUR Street E, Collingwood5 photos$40,000Chalet2 bed · 2 bath · 1200-1399 sq ft6201-03 - 9 HARBOUR Street ECollingwoodMaint. fee $2,725/mo · GarageCourtesy of: Buy The Shores of Georgian Bay Realty Inc.4119 - 9 Harbour Street E, Collingwood21 photos$19,000Chalet1 bed · 1 bath · 900-999 sq ft4119 - 9 Harbour Street ECollingwoodPOTL fee $1,733/mo · 2 parkingCourtesy of: Bosley Real Estate Ltd.

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Georgian Bay

Fractional ownership cottages on Georgian Bay

Right now there are 11 fractional ownership cottages for sale on Georgian Bay. Asking prices run from $19K to $49K, and the middle listing is $33K. Most are in Collingwood.

Owning on Georgian Bay is a different decision from buying on an inland lake. Read the full Georgian Bay guide.

Fractional ownership gives you a deeded share and a fixed number of weeks at a lower price than whole ownership. Ask how the weeks rotate, what the annual fees are, how resale works and whether a lender will finance a fraction, because many will not.

Common questions

How many fractional ownership cottages are for sale on Georgian Bay?

There are 11 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do fractional ownership cottages on Georgian Bay cost?

Asking prices run from $19K to $49K, with a median of $33K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Georgian Bay are these fractional ownership cottages?

Most of today's listings are in Collingwood. Use the map above to see exactly where each one sits on the lake.

Can I get new fractional ownership cottages on Georgian Bay sent to me?

Yes. Save this search or ask for listing alerts and new fractional ownership cottages on Georgian Bay are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Georgian Bay sold prices by year

4257 cottages, homes and lots on Georgian Bay have sold through the MLS® since 2013, 303 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Georgian Bay cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date276
2025283
2024291
2023237
2022269
2021528
2020499
2019299
2018367
2017345
2016387
2015324
2014102
201350

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

Ready to find your cottage in Georgian Bay?

Talk to a cottage specialist today. Honest answers, no pressure.

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