Cheap Cottages For Sale on Lake Simcoe
30 cottages under $400,000 for sale on Lake Simcoe right now, from $0K to $400K. Updated through the day from the MLS®.
14 photos$299,900Resort condo1 bed · 1 bath · 600-699 sq ft4 - 11 Laguna ParkwayBrechin, RamaraCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY
43 photos$299,900Waterfront cottage2+1 bed · 1 bath · 1100-1500 sq ft20 E Snake Island ESnake Island, Georgina IslandsCourtesy of: REMAX YOUR COMMUNITY REALTY
$308,888Land0 bath · < 700 sq ft285 Tennis RoadKeswick North, GeorginaCourtesy of: HOMELIFE FRONTIER REALTY INC.
25 photos$319,000Resort condo2 bed · 2 bath · 1000-1199 sq ft7 - 81 Laguna ParkwayRural Ramara, RamaraCourtesy of: Royal LePage Quest
30 photos$319,900Waterfront cottage3 bed · 2 bath · 1500-2000 sq ft40630 Shore RoadBeaverton, BrockCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.
$328,888Land0 bath · < 700 sq ft287 Tennis RoadKeswick North, GeorginaCourtesy of: HOMELIFE FRONTIER REALTY INC.
13 photos$330,000Land0 bath34 Della StreetVirginia, GeorginaCourtesy of: KELLER WILLIAMS REALTY CENTRES
21 photos$349,000Resort condo2 bed · 2 bath · 1000-1199 sq ft2 - 2 Laguna ParkwayBrechin, RamaraCourtesy of: CENTURY 21 B.J. ROTH REALTY LTD.
49 photos$349,900Resort condo1 bed · 1 bath · 500-599 sq ftUnit #415 - 301 Sea Ray AvenueRural Innisfil, InnisfilCourtesy of: COLDWELL BANKER THE REAL ESTATE CENTRE
37 photos$350,000Waterfront cottage2 bed · 1 bath · 700-1100 sq ft1623 Chief Joseph Snake RoadGeorgina Island, Georgina IslandsCourtesy of: REMAX YOUR COMMUNITY REALTY
47 photos$368,800Waterfront cottage3 bed · 1 bath · 700-1100 sq ftLOT 42 SNAKE ISLAND RoadSnake Island, Georgina IslandsCourtesy of: RE/MAX REALTY SPECIALISTS INC.
40 photos$369,900Resort condo2 bed · 2 bath · 1200-1399 sq ft3 - 21 Laguna ParkwayBrechin, RamaraCourtesy of: Royal LePage Frank Real EstateListing data © PropTx MLS®. Information deemed reliable but not guaranteed.
Lake Simcoe cottage market today
Based on 29 homes for sale right now (asking prices). Updated through the day.
Homes by price
By style
| Style | For sale | Median price |
|---|---|---|
| Waterfront cottage | 22 | $334K |
| Land | 13 | $299K |
| Resort condo | 8 | $360K |
| Cottage | 8 | $299K |
Thinking of selling here?
See what your home could sell for against these 29 listings.
Get my instant estimateCottages under $400,000 on Lake Simcoe
Right now there are 30 cottages under $400,000 for sale on Lake Simcoe. Asking prices run from $0K to $400K, and the middle listing is $314K. Most are in Georgina, Ramara, Innisfil and Brock.
Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.
Lower prices usually mean a longer drive, a smaller lake, water access, a seasonal road or a building that needs work. None of those are deal breakers if you go in knowing which one you are buying.
Common questions
How many cottages under $400,000 are for sale on Lake Simcoe?
There are 30 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.
How much do cottages under $400,000 on Lake Simcoe cost?
Asking prices run from $0K to $400K, with a median of $314K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.
Where on Lake Simcoe are these cottages under $400,000?
Most of today's listings are in Georgina, Ramara, Innisfil and Brock. Use the map above to see exactly where each one sits on the lake.
Can I get new cottages under $400,000 on Lake Simcoe sent to me?
Yes. Save this search or ask for listing alerts and new cottages under $400,000 on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.
More ways to shop Lake Simcoe
- Waterfront Cottages 233
- Luxury Cottages 37
- Under $500,000 46
- Under $750,000 78
- Under $1 Million 111
- Under $2 Million 206
- Four-Season Cottages 174
- Seasonal Cottages 15
- Island & Water Access Cottages 58
- Cottages with a Boathouse 38
- Cottages with a Sandy Beach 104
- Cottages with a Bunkie 15
- Investor-Friendly Cottages 9
- Fixer-Upper Cottages 9
- Cabins 172
- Log Homes 5
- Waterfront Land 14
- Building Lots & Acreage 24
- Resort Condos 47
Cheap Cottages on other Georgian Bay & Simcoe County lakes
All cottages under $400,000 in Georgian Bay & Simcoe County · All cottages under $400,000 in Ontario
Lake Simcoe sold prices by year
1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 174 of them in the past 12 months. Sold prices are for members. Joining is free.
Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.
| Year | Sales | Median sold | Average | Lowest | Highest | Sold vs. asking | Median days |
|---|---|---|---|---|---|---|---|
| 2026 to date | 158 | ||||||
| 2025 | 160 | ||||||
| 2024 | 89 | ||||||
| 2023 | 36 | ||||||
| 2022 | 85 | ||||||
| 2021 | 142 | ||||||
| 2020 | 164 | ||||||
| 2019 | 93 | ||||||
| 2018 | 79 | ||||||
| 2017 | 70 | ||||||
| 2016 | 4 | ||||||
| 2015 | 2 | ||||||
| 2013 | 5 | ||||||
Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.
Ready to find your cottage in Lake Simcoe?
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