Cheap Cottages For Sale on Lake Simcoe
30 cottages under $400,000 for sale on Lake Simcoe right now, from $0K to $400K. Updated through the day from the MLS®.
35 photos$1Waterfront cottage3 bed · 1 bath · 700-1100 sq ft110 Hedge RoadSutton & Jackson's Point, GeorginaCourtesy of: CENTURY 21 HERITAGE GROUP LTD.
13 photos$149,800Land0 bathLot 90 Irving DrivePefferlaw, GeorginaCourtesy of: REAL ONE REALTY INC.
9 photos$225,000Land0 bath39 & 43 Campbell AvenueHawkestone, Oro-MedonteCourtesy of: KELLER WILLIAMS EXPERIENCE REALTY
15 photos$235,800Land0 bath197 Kennedy AvenueRural Oro-Medonte, Oro-MedonteCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.
$239,000Waterfront cottage3 bed · 2 bath · 700-1100 sq ft66 Harbour Park CrescentBeaverton, BrockCourtesy of: UNION CAPITAL REALTY
48 photos$249,000Waterfront cottage2 bed · 1 bath · 1100-1500 sq ft10 Snake Island RoadSnake Island, Georgina IslandsCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.
3 photos$259,000Land0 bath · < 700 sq ftPart LOT 21 CONCESSION 12 ORO,BEING PART 3,PLAN51R44997 TownshipHawkestone, Oro-MedonteCourtesy of: SUTTON GROUP INCENTIVE REALTY INC.
14 photos$269,000Waterfront cottage2 bed · 1 bath · 1100-1500 sq ft40590 Shore Rd Allowance RoadRural Brock, BrockCourtesy of: LPT REALTY
6 photos$269,999Land0 bath18 Ashwood AvenuePefferlaw, GeorginaCourtesy of: REAL BROKER ONTARIO LTD.
7 photos$295,000Land0 bath · < 700 sq ft1045 Larch StreetRural Innisfil, InnisfilCourtesy of: RE/MAX HALLMARK CHAY REALTY
35 photos$298,000Waterfront cottage3 bed · 1 bath · 700-1100 sq ft1529 Chief Joseph Snake RoadGeorgina Island, Georgina IslandsCourtesy of: RIGHT AT HOME REALTY
2 photos$299,000Land0 bath8 Hadden RoadVirginia, GeorginaCourtesy of: RE/MAX ADVANCE REALTYListing data © PropTx MLS®. Information deemed reliable but not guaranteed.
Lake Simcoe cottage market today
Based on 29 homes for sale right now (asking prices). Updated through the day.
Homes by price
By style
| Style | For sale | Median price |
|---|---|---|
| Waterfront cottage | 22 | $334K |
| Land | 13 | $299K |
| Resort condo | 8 | $360K |
| Cottage | 8 | $299K |
Thinking of selling here?
See what your home could sell for against these 29 listings.
Get my instant estimateCottages under $400,000 on Lake Simcoe
Right now there are 30 cottages under $400,000 for sale on Lake Simcoe. Asking prices run from $0K to $400K, and the middle listing is $314K. Most are in Georgina, Ramara, Innisfil and Brock.
Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.
Lower prices usually mean a longer drive, a smaller lake, water access, a seasonal road or a building that needs work. None of those are deal breakers if you go in knowing which one you are buying.
Common questions
How many cottages under $400,000 are for sale on Lake Simcoe?
There are 30 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.
How much do cottages under $400,000 on Lake Simcoe cost?
Asking prices run from $0K to $400K, with a median of $314K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.
Where on Lake Simcoe are these cottages under $400,000?
Most of today's listings are in Georgina, Ramara, Innisfil and Brock. Use the map above to see exactly where each one sits on the lake.
Can I get new cottages under $400,000 on Lake Simcoe sent to me?
Yes. Save this search or ask for listing alerts and new cottages under $400,000 on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.
More ways to shop Lake Simcoe
- Waterfront Cottages 233
- Luxury Cottages 37
- Under $500,000 46
- Under $750,000 78
- Under $1 Million 111
- Under $2 Million 206
- Four-Season Cottages 174
- Seasonal Cottages 15
- Island & Water Access Cottages 58
- Cottages with a Boathouse 38
- Cottages with a Sandy Beach 104
- Cottages with a Bunkie 15
- Investor-Friendly Cottages 9
- Fixer-Upper Cottages 9
- Cabins 172
- Log Homes 5
- Waterfront Land 14
- Building Lots & Acreage 24
- Resort Condos 47
Cheap Cottages on other Georgian Bay & Simcoe County lakes
All cottages under $400,000 in Georgian Bay & Simcoe County · All cottages under $400,000 in Ontario
Lake Simcoe sold prices by year
1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 174 of them in the past 12 months. Sold prices are for members. Joining is free.
Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.
| Year | Sales | Median sold | Average | Lowest | Highest | Sold vs. asking | Median days |
|---|---|---|---|---|---|---|---|
| 2026 to date | 158 | ||||||
| 2025 | 160 | ||||||
| 2024 | 89 | ||||||
| 2023 | 36 | ||||||
| 2022 | 85 | ||||||
| 2021 | 142 | ||||||
| 2020 | 164 | ||||||
| 2019 | 93 | ||||||
| 2018 | 79 | ||||||
| 2017 | 70 | ||||||
| 2016 | 4 | ||||||
| 2015 | 2 | ||||||
| 2013 | 5 | ||||||
Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.
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