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Fractional Ownership in Ontario

Own a share of a cottage, with set weeks each year and shared costs.

MarketMedian $123K14 for sale+1 new this week~186 days on marketMarket stats
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62 fractional ownership cottages for sale in Ontario
4104/4106 - 9 Harbour Street, Collingwood16 photos$30,000Resort condo2 bed · 2 bath · 1200-1399 sq ft4104/4106 - 9 Harbour StreetCollingwoodPOTL fee $3,282/mo · 100 parkingCourtesy of: Forest Hill Real Estate Inc.Sandfield 5 W10 - 3876 Muskoka Rd 118 Highway W, Muskoka Lakes40 photos$95,000Resort condo3 bed · 4 bath · 2000-2249 sq ftSandfield 5 W10 - 3876 Muskoka Rd 118 Highway WMedora, Muskoka LakesMaint. fee $905/mo · 2 parkingCourtesy of: Bracebridge Realty5209 - 9 Harbour Street E, Collingwood19 photos$27,000Resort condo2 bed · 2 bath · 1200-1399 sq ft5209 - 9 Harbour Street ECollingwoodPOTL fee $240/mo · 1 parkingCourtesy of: RE/MAX Four Seasons Realty Limited108-5 - 1052 RAT BAY Road, Lake of Bays38 photos$49,900Resort condo2 bed · 2 bath · 900-999 sq ft108-5 - 1052 RAT BAY RoadFranklin, Lake of BaysPOTL fee $427/mo · 4 parkingCourtesy of: Chestnut Park Real EstateB102-A1 - 1869 Muskoka Rd 118 Highway W, Muskoka Lakes29 photos$67,900Resort condo3 bed · 3 bath · 1600-1799 sq ftB102-A1 - 1869 Muskoka Rd 118 Highway WMonck (Muskoka Lakes), Muskoka LakesMaint. fee $671/mo · 2 parkingCourtesy of: Bracebridge RealtyV 4 W 1 - 1020 Birch Glen Road, Lake of Bays29 photos$59,000Resort condo2 bed · 3 bath · 1800-1999 sq ftV 4 W 1 - 1020 Birch Glen RoadMclean, Lake of Bays2 parkingCourtesy of: Royal LePage Lakes Of Muskoka Realty1016 Twin Pine Lane, Frontenac27 photos$79,900Resort condo3 bed · 2 bath · 1400-1599 sq ft1016 Twin Pine Lane53 - Frontenac North, FrontenacPOTL fee $466/mo · 2 parkingCourtesy of: ICI SOURCE REAL ASSET SERVICES INC.G103-D1 - 1869 Muskoka Road 118 Highway W, Muskoka Lakes28 photos$85,000Resort condo3 bed · 3 bath · 2000-2249 sq ftG103-D1 - 1869 Muskoka Road 118 Highway WMonck (Muskoka Lakes), Muskoka LakesMaint. fee $650/mo · 2 parkingCourtesy of: Bracebridge Realty1020 Birch Glen Road, Lake of Bays44 photos$75,000Resort condo3 bed · 3 bath · 2000-2249 sq ft1020 Birch Glen RoadMclean, Lake of BaysPOTL fee $6,175/mo · 1 parkingCourtesy of: Keller Williams Experience Realty4-8-2 - 6 Goldrock Road, Kawartha Lakes40 photos$74,500Waterfront cottage3 bed · 3 bath · 1100-1500 sq ft4-8-2 - 6 Goldrock RoadLaxton/Digby/Longford, Kawartha Lakes4 parking · PoolCourtesy of: AFFINITY GROUP PINNACLE REALTY LTD.L207- B2 - 1869 Muskoka Rd 118 Highway W, Muskoka Lakes19 photos$18,000Resort condo1 bed · 1 bath · 0-499 sq ftL207- B2 - 1869 Muskoka Rd 118 Highway WMonck (Muskoka Lakes), Muskoka LakesMaint. fee $129/mo · 2 parkingCourtesy of: Bracebridge RealtyCarling 4 W9 - 3876 Muskoka Rd 118 Highway W, Muskoka Lakes33 photos$89,880Resort condo3 bed · 3 bath · 1600-1799 sq ftCarling 4 W9 - 3876 Muskoka Rd 118 Highway WMedora, Muskoka LakesMaint. fee $7,853/mo · 2 parkingCourtesy of: Bracebridge Realty

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Market snapshot

Based on 14 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$123KRange $100K – $1.65M
Homes for sale14+1 new this week
Typical days on market186Room to negotiate
Median price / sq ft$66From listed size ranges

Homes by price

Under $700K12
$700K–$1M0
$1M–$1.5M0
$1.5M–$2M2
$2M–$3M0
$3M+0

By style

StyleFor saleMedian price
Waterfront cottage14$123K
Resort condo9$120K
Cottage5$240K
Chalet3$120K

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Buying fractional ownership cottages

Fractional ownership gives you a deeded share and a fixed number of weeks at a lower price than whole ownership. Ask how the weeks rotate, what the annual fees are, how resale works and whether a lender will finance a fraction, because many will not.

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