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October 12, 2026

Georgian Bay & Simcoe County Cottage Market Report: October 2026

Georgian Bay & Simcoe County, Ontario
Georgian Bay & Simcoe County, Ontario
Photo by John Vetterli, "Beach at Awenda.jpg", licensed CC BY-SA 2.0 via Wikimedia Commons

There were 935 cottages for sale in Georgian Bay & Simcoe County on October 12, 2026, with a median asking price of $699,900. This report looks at what is listed, what sellers are asking by type, size and town, and how quickly cottages are moving.

935Cottages for sale
$700KMedian asking price
69 daysTypical time listed
217New in the last 30 days
$661Per square foot (median)

Georgian Bay & Simcoe County cottage prices in October 2026

The median asking price for a cottage in Georgian Bay & Simcoe County is $699,900, so half of the cottages for sale are listed above it and half below. The middle half of listings are priced between $370K and $1.3M, and the full range runs from $100K to $24M. Using the size ranges in the listings, that works out to a median of about $661 per square foot.

Georgian Bay & Simcoe County sits 10% above the median of $635,000 for all 8,473 cottages for sale on Cottage Connect. Of the 16 areas in this month's reports, it has the 4th-highest median asking price.

Asking priceFor saleShare
Under $500K34939%
$500K to $800K16819%
$800K to $1.2M13915%
$1.2M to $2M15217%
$2M and up9811%

Prices by type of cottage

Land listings are the most common in Georgian Bay & Simcoe County right now, with 430 listed at a median of $357K. Waterfront cottages and homes follow with 371 at a median of $1.23M.

TypeFor saleMedian asking price
Land430$357K
Waterfront cottage or home371$1.23M
Resort condo or fractional89$600K
Off-water cottage or home16$1.7M

What each size costs

By size, the median asking prices in Georgian Bay & Simcoe County are 1 or 2 bedrooms at $625K, 3 bedrooms at $949K and 4 or more bedrooms at $1.54M. The step up from one size to the next is roughly what the extra bedroom costs, which is worth knowing before you decide how much space you need.

SizeFor saleMedian asking price
1 or 2 bedrooms87$625K
3 bedrooms185$949K
4 or more bedrooms203$1.54M

Where the cottages are in Georgian Bay & Simcoe County

Tiny has the most cottages for sale (132), followed by Ramara (129) and Wasaga Beach (102). Among the busiest towns, Tiny has the lowest median asking price ($400K) and Innisfil the highest ($1.2M).

TownFor saleMedian asking price
Tiny132$400K
Ramara129$700K
Wasaga Beach102$550K
Severn97$850K
Innisfil89$1.2M
Tay59$500K
Oro-Medonte58$1.15M
Collingwood46$740K

Waterfront and off-water prices in Georgian Bay & Simcoe County

Almost every cottage and home for sale in Georgian Bay & Simcoe County is on the water: 371 of 387, at a median asking price of $1.23M. The typical waterfront listing that states its frontage has about 46 feet of shoreline. Frontage, the slope down to the water, which way the shore faces and whether the water is deep off the dock all move the price as much as the cottage itself.

Lakes with the most cottages for sale in Georgian Bay & Simcoe County

Lake Simcoe has the most listings right now (152, median $1.2M), followed by Georgian Bay (115, median $1.2M). Each lake has its own market, so compare a cottage with the others on the same lake before you compare it with the region.

LakeFor saleMedian asking price
Lake Simcoe152$1.2M
Georgian Bay115$1.2M
Lake Couchiching44$1.15M
Nottawasaga Bay34$1.02M
Severn River18$700K
Orr Lake7$875K
Farlain Lake6$775K
Lake Dalrymple5$675K

How fast cottages are moving in Georgian Bay & Simcoe County

The typical cottage for sale in Georgian Bay & Simcoe County has been listed for 69 days. That is a slower pace, which usually gives buyers time to compare and room to negotiate on price and conditions. 217 of today's listings (23%) came on the market in the last 30 days, 39 of them in the last week.

What it means if you are buying or selling

Buyers: Use the tables above to see where your budget goes furthest in Georgian Bay & Simcoe County, then browse all 935 cottages for sale in Georgian Bay & Simcoe County. Listings change through the day, so an email alert is the easiest way to see new ones first.

Sellers: These 935 cottages are your competition. Buyers will compare yours with the ones in the same price band and town, so price against what is listed now and what has sold recently. Find out what your cottage is worth.

  • On waterfront, confirm whether there is a shore road allowance between the cottage and the water, and whether it has been closed and bought. It decides who owns the shoreline.
  • Seasonal and four-season cottages are financed and insured differently. Ask your lender early if the place is not winterized or sits on a seasonal road.
  • Buyers compare your cottage with the others on the same lake first, so price against what is listed on your lake now and what has sold there recently.

More October 2026 cottage market reports

Frequently asked questions

How many cottages are for sale in Georgian Bay & Simcoe County?

On October 12, 2026 there were 935 cottages for sale in Georgian Bay & Simcoe County on Cottage Connect, 217 of them listed in the last 30 days. The number changes through the day as homes are listed and sold.

What is the median asking price for a cottage in Georgian Bay & Simcoe County?

$699,900 as of October 12, 2026. The middle half of listings are priced between $370K and $1.3M.

How long do cottages take to sell in Georgian Bay & Simcoe County?

The cottages for sale on October 12, 2026 had been listed for a median of 69 days. Well-priced homes in popular towns often go faster than that.

Which Georgian Bay & Simcoe County town has the most cottages for sale?

Tiny, with 132 listed at a median asking price of $400K.

Are these sold prices?

No. Every figure in this report is an asking price for a property that is for sale. Sold prices are shown to members of The Inner Circle on each listing page, or ask us and we will send you recent sales on the lake or road you are looking at.

How this report is made: every figure comes from the cottages for sale in Georgian Bay & Simcoe County on Cottage Connect on October 12, 2026, from active MLS® listings. Prices are asking prices, not sold prices. Listings under $100,000 are left out of the price figures. Time listed is the median number of days since each home came on the market.

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