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Lake Simcoe Cottages For Sale Under $500,000

46 cottages under $500,000 for sale on Lake Simcoe right now, from $0K to $499K. Updated through the day from the MLS®.

Lake Simcoe marketMedian $370K45 for sale+1 new this week~71 days on marketMarket stats
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46 cottages under $500,000 for sale on Lake Simcoe
21 - 21 Laguna Parkway, Ramara37 photos$429,900Resort condo3 bed · 3 bath · 1400-1599 sq ft21 - 21 Laguna ParkwayBrechin, RamaraMaint. fee $573/mo · 1 parkingCourtesy of: Royal LePage Frank Real EstateLOT 42 SNAKE ISLAND Road, Georgina Islands47 photos$368,800Waterfront cottage3 bed · 1 bath · 700-1100 sq ftLOT 42 SNAKE ISLAND RoadSnake Island, Georgina Islands1 parking · Lot 75 x 274.5 ftCourtesy of: RE/MAX REALTY SPECIALISTS INC.20 E Snake Island E, Georgina Islands43 photos$299,900Waterfront cottage2+1 bed · 1 bath · 1100-1500 sq ft20 E Snake Island ESnake Island, Georgina IslandsPool · Lot 94.4 x 122.3 ftCourtesy of: REMAX YOUR COMMUNITY REALTY12 - 30 Laguna Parkway, Ramara41 photos$489,000Resort condo3 bed · 4 bath · 1800-1999 sq ft12 - 30 Laguna ParkwayBrechin, RamaraMaint. fee $950/mo · Garage · 1 parkingCourtesy of: RE/MAX COUNTRY LAKES REALTY INC.16 - 21 Laguna Parkway, Ramara29 photos$388,000Resort condo2 bed · 2 bath · 1200-1399 sq ft16 - 21 Laguna ParkwayRural Ramara, RamaraMaint. fee $542/mo · 1 parkingCourtesy of: FARIS TEAM REAL ESTATE BROKERAGE66 Harbour Park Crescent, Brock$239,000Waterfront cottage3 bed · 2 bath · 700-1100 sq ft66 Harbour Park CrescentBeaverton, Brock1 parking · Lot 20.4 x 58.9 ftCourtesy of: UNION CAPITAL REALTY197 Kennedy Avenue, Oro-Medonte15 photos$235,800Land0 bath197 Kennedy AvenueRural Oro-Medonte, Oro-MedonteLot 80 x 187.2 ftCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.40630 Shore Road, Brock30 photos$319,900Waterfront cottage3 bed · 2 bath · 1500-2000 sq ft40630 Shore RoadBeaverton, BrockGarage · 3 parking · Lot 50 x 290 ftCourtesy of: RE/MAX HALLMARK YORK GROUP REALTY LTD.7 - 81 Laguna Parkway, Ramara25 photos$319,000Resort condo2 bed · 2 bath · 1000-1199 sq ft7 - 81 Laguna ParkwayRural Ramara, RamaraMaint. fee $767/mo · 1 parkingCourtesy of: Royal LePage Quest18 Ashwood Avenue, Georgina6 photos$269,999Land0 bath18 Ashwood AvenuePefferlaw, GeorginaLot 50 x 155 ftCourtesy of: REAL BROKER ONTARIO LTD.3 - 31 Laguna Parkway, Ramara50 photos$449,900Resort condo2 bed · 2 bath · 1000-1199 sq ft3 - 31 Laguna ParkwayBrechin, RamaraMaint. fee $482/mo · 1 parkingCourtesy of: Royal LePage Frank Real Estate110 Hedge Road, Georgina35 photos$1Waterfront cottage3 bed · 1 bath · 700-1100 sq ft110 Hedge RoadSutton & Jackson's Point, Georgina8 parking · Lot 62.3 x 113.8 ftCourtesy of: CENTURY 21 HERITAGE GROUP LTD.

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Simcoe cottage market today

Based on 45 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$370KRange $150K – $499K
Homes for sale45+1 new this week
Typical days on market71Room to negotiate
Median price / sq ft$355From listed size ranges

Homes by price

Under $700K45
$700K–$1M0
$1M–$1.5M0
$1.5M–$2M0
$2M–$3M0
$3M+0

By style

StyleFor saleMedian price
Waterfront cottage37$390K
Resort condo20$422K
Land16$319K
Cottage9$300K

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Lake Simcoe

Cottages under $500,000 on Lake Simcoe

Right now there are 46 cottages under $500,000 for sale on Lake Simcoe. Asking prices run from $0K to $499K, and the middle listing is $369K. Most are in Ramara, Georgina, Innisfil and Brock.

Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.

Common questions

How many cottages under $500,000 are for sale on Lake Simcoe?

There are 46 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do cottages under $500,000 on Lake Simcoe cost?

Asking prices run from $0K to $499K, with a median of $369K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Simcoe are these cottages under $500,000?

Most of today's listings are in Ramara, Georgina, Innisfil and Brock. Use the map above to see exactly where each one sits on the lake.

Can I get new cottages under $500,000 on Lake Simcoe sent to me?

Yes. Save this search or ask for listing alerts and new cottages under $500,000 on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Simcoe sold prices by year

1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 175 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Simcoe cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date158
2025160
202489
202336
202285
2021142
2020164
201993
201879
201770
20164
20152
20135

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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