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Lake Simcoe Cottages For Sale Under $1 Million

111 cottages under $1 million for sale on Lake Simcoe right now, from $0K to $999K. Updated through the day from the MLS®.

Lake Simcoe marketMedian $590K110 for sale+8 new this week~65 days on marketMarket stats
Tap a price to see the home
111 cottages under $1 million for sale on Lake Simcoe
28 - 11 Laguna Parkway, Ramara21 photos$569,999Resort condo4 bed · 3 bath · 1400-1599 sq ft28 - 11 Laguna ParkwayRural Ramara, RamaraMaint. fee $568/mo · 1 parkingCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY386 Bear Road, Georgina Islands50 photos$699,000Waterfront cottage6 bed · 4 bath · 3000-3500 sq ft386 Bear RoadGeorgina Island, Georgina IslandsGarage · 8 parking · Lot 123 x 195 ftCourtesy of: REMAX YOUR COMMUNITY REALTY47 Moon Point Drive, Oro-Medonte31 photos$749,000Waterfront cottage1+1 bed · 1 bath · 700-1100 sq ft47 Moon Point DriveRural Oro-Medonte, Oro-Medonte4 parking · Lot 104.6 x 151.1 ftCourtesy of: LPT REALTY110 Hedge Road, Georgina35 photos$1Waterfront cottage3 bed · 1 bath · 700-1100 sq ft110 Hedge RoadSutton & Jackson's Point, Georgina8 parking · Lot 62.3 x 113.8 ftCourtesy of: CENTURY 21 HERITAGE GROUP LTD.3 - 4 Paradise Boulevard, Ramara26 photos$390,000Resort condo2 bed · 2 bath · 1000-1199 sq ft3 - 4 Paradise BoulevardBrechin, RamaraMaint. fee $625/mo · 1 parkingCourtesy of: RE/MAX COUNTRY LAKES REALTY INC.1061 2nd Line, Innisfil39 photos$499,000Waterfront cottage2 bed · 1 bath · 700-1100 sq ft1061 2nd LineRural Innisfil, Innisfil4 parking · Lot 40 x 133.5 ftCourtesy of: RE/MAX ALL-STARS REALTY INC.5 - 1 Olive Crescent, Orillia29 photos$649,900Resort condo2 bed · 2 bath · 1000-1199 sq ft5 - 1 Olive CrescentOrilliaMaint. fee $700/mo · Garage · 3 parkingCourtesy of: Sotheby's International Realty Canada21 PINETREE Court, Ramara40 photos$839,000Waterfront cottage3 bed · 2 bath · 1100-1500 sq ft21 PINETREE CourtRural Ramara, RamaraGarage · 7 parking · Lot 145 x 157 ftCourtesy of: FOREST HILL REAL ESTATE INC.2674 Lone Birch Trail, Ramara35 photos$799,999Waterfront cottage3 bed · 1 bath · 700-1100 sq ft2674 Lone Birch TrailBrechin, Ramara2 parking · Lot 103.4 x 198 ftCourtesy of: RE/MAX RIGHT MOVE24 - 4 Paradise Boulevard, Ramara34 photos$418,000Resort condo2 bed · 2 bath · 1000-1199 sq ft24 - 4 Paradise BoulevardRural Ramara, RamaraMaint. fee $710/mo · 1 parkingCourtesy of: CENTURY 21 ATRIA REALTY INC.70 Ivy Lane, Orillia24 photos$630,000Waterfront cottage5 bed · 1 bath · 1100-1500 sq ft70 Ivy LaneOrilliaGarage · 1 parking · Lot 102.2 x 189.1 ftCourtesy of: REAL BROKER ONTARIO LTD.1293 Ramara Road 47 Road, Ramara31 photos$619,000Waterfront cottage2+1 bed · 2 bath · 700-1100 sq ft1293 Ramara Road 47 RoadRural Ramara, RamaraGarage · 6 parking · Lot 82.7 x 208.2 ftCourtesy of: LPT REALTY

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Simcoe cottage market today

Based on 110 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$590KRange $150K – $999K
Homes for sale110+8 new this week
Typical days on market65Room to negotiate
Median price / sq ft$498From listed size ranges

Homes by price

Under $700K76
$700K–$1M34
$1M–$1.5M0
$1.5M–$2M0
$2M–$3M0
$3M+0

By style

StyleFor saleMedian price
Waterfront cottage101$619K
Cottage49$788K
Resort condo39$498K
Land22$399K
Log home1$698K

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Lake Simcoe

Cottages under $1 million on Lake Simcoe

Right now there are 111 cottages under $1 million for sale on Lake Simcoe. Asking prices run from $0K to $999K, and the middle listing is $590K. Most are in Ramara, Georgina, Orillia and Innisfil.

Lake Simcoe is the big, open lake just north of the city, and owning on it feels different from owning in the Shield lakes farther north. Read the full Lake Simcoe guide.

Common questions

How many cottages under $1 million are for sale on Lake Simcoe?

There are 111 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do cottages under $1 million on Lake Simcoe cost?

Asking prices run from $0K to $999K, with a median of $590K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Simcoe are these cottages under $1 million?

Most of today's listings are in Ramara, Georgina, Orillia and Innisfil. Use the map above to see exactly where each one sits on the lake.

Can I get new cottages under $1 million on Lake Simcoe sent to me?

Yes. Save this search or ask for listing alerts and new cottages under $1 million on Lake Simcoe are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Simcoe sold prices by year

1087 cottages, homes and lots on Lake Simcoe have sold through the MLS® since 2013, 174 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Simcoe cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date158
2025160
202489
202336
202285
2021142
2020164
201993
201879
201770
20164
20152
20135

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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