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Island & Water Access Cottages For Sale on Lake Ontario

62 island and water access cottages for sale on Lake Ontario right now, from $260K to $10.95M. Updated through the day from the MLS®.

Lake Ontario marketMedian $988K62 for sale+4 new this week~64 days on marketMarket stats
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62 island and water access cottages for sale on Lake Ontario
2045 County Rd 7, Prince Edward County36 photos$1,299,000Waterfront cottage3 bed · 3 bath · 1500-2000 sq ft2045 County Rd 7North Marysburg Ward, Prince Edward County4 parking · Lot 132.6 x 565.7 ftCourtesy of: Harvey Kalles Real Estate Ltd.1506 - 70 Annie craig Drive, Toronto47 photos$599,900Resort condo1+1 bed · 2 bath · 600-699 sq ft1506 - 70 Annie craig DriveMimico, TorontoMaint. fee $518/mo · Garage · 1 parkingCourtesy of: RICH HOME REALTY INC.431 Victoria Beach Road, Cramahe43 photos$1,449,000Waterfront cottage4+3 bed · 5 bath · 3000-3500 sq ft431 Victoria Beach RoadRural Cramahe, CramaheGarage · 24 parking · Pool · Lot 230 x 356.4 ftCourtesy of: HARVEY KALLES REAL ESTATE LTD.214 - 155 Merchants' Wharf, Toronto42 photos$2,999,000Resort condo2+1 bed · 3 bath · 2250-2499 sq ft214 - 155 Merchants' WharfWaterfront Communities, TorontoMaint. fee $1,725/mo · Garage · 1 parkingCourtesy of: ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL ESTATE9392 Highway 33 Highway, Greater Napanee48 photos$990,000Waterfront cottage3 bed · 2 bath · 2000-2500 sq ft9392 Highway 33 Highway58 - Greater Napanee, Greater NapaneeGarage · 6 parking · Lot 248.4 x 1779 ftCourtesy of: SUTTON GROUP-MASTERS REALTY INC., BROKERAGE1 - 7 Brimley Road S, Toronto42 photos$700,000Waterfront cottage3 bed · 2 bath · 700-1100 sq ft1 - 7 Brimley Road SCliffcrest, Toronto2 parkingCourtesy of: RE/MAX GOLD REALTY INC.Lot 13 Front Road, Loyalist44 photos$525,000Land0 bath · < 700 sq ftLot 13 Front RoadAmherst Island, Loyalist8 parking · Lot 760.7 x 5003.9 ftCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGE396 HIGHWAY 96, Frontenac Islands49 photos$899,900Waterfront cottage5 bed · 3 bath · 2000-2500 sq ft396 HIGHWAY 96Wolfe Island, Frontenac IslandsGarage · 8 parking · Lot 97.2 x 277.9 ftCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGE5 Michigan Avenue, St. Catharines50 photos$3,799,000Waterfront cottage4 bed · 6 bath · 3500-5000 sq ft5 Michigan Avenue438 - Port Dalhousie, St. CatharinesGarage · 4 parking · Lot 56.3 x 82.9 ftCourtesy of: REVEL Realty Inc., Brokerage4698 County Road 8, Prince Edward County50 photos$2,999,000Waterfront cottage3+1 bed · 7 bath · 5000 + sq ft4698 County Road 8North Marysburg Ward, Prince Edward CountyGarage · 14 parking · Lot 624.7 x 420.2 ftCourtesy of: Re/Max Quinte Ltd.PT LT 18 Front Road, Loyalist10 photos$400,000Land0 bathPT LT 18 Front RoadAmherst Island, LoyalistLot 280 x 380 ftCourtesy of: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGEPT LT 18-19 Front Road, Loyalist12 photos$1,995,000Land0 bathPT LT 18-19 Front RoadAmherst Island, LoyalistLot 1073 x 1414 ftCourtesy of: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

Market snapshot

Lake Ontario cottage market today

Based on 62 homes for sale right now (asking prices). Updated through the day.

Get recent sold prices
Median asking price$988KRange $260K – $10.95M
Homes for sale62+4 new this week
Typical days on market64Room to negotiate
Median price / sq ft$706From listed size ranges

Homes by price

Under $700K17
$700K–$1M20
$1M–$1.5M9
$1.5M–$2M4
$2M–$3M5
$3M+7

By style

StyleFor saleMedian price
Waterfront cottage62$988K
Cottage36$999K
Resort condo18$992K
Land8$462K

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Lake Ontario

Island and water access cottages on Lake Ontario

Right now there are 62 island and water access cottages for sale on Lake Ontario. Asking prices run from $260K to $10.95M, and the middle listing is $988K. Most are in Loyalist, Frontenac Islands, Hamilton Township and Kingston.

The open Great Lake shore from Port Hope east to Kingston, with the County at its centre. More about Lake Ontario.

Water access cottages usually cost less than road access cottages on the same lake and offer more privacy. In return you need a boat, a mainland parking spot and a place to land, and you carry in everything you use. Lenders and insurers treat them differently, so speak to both early.

Common questions

How many island and water access cottages are for sale on Lake Ontario?

There are 62 listings right now, taken straight from the MLS® and updated through the day. New ones are added the day they come on the market.

How much do island and water access cottages on Lake Ontario cost?

Asking prices run from $260K to $10.95M, with a median of $988K. Frontage, shoreline, exposure, road access and the building itself account for most of the spread.

Where on Lake Ontario are these island and water access cottages?

Most of today's listings are in Loyalist, Frontenac Islands, Hamilton Township and Kingston. Use the map above to see exactly where each one sits on the lake.

Can I get new island and water access cottages on Lake Ontario sent to me?

Yes. Save this search or ask for listing alerts and new island and water access cottages on Lake Ontario are emailed to you the day they hit the MLS®, along with price drops. It is free and you can stop anytime.

Sold history

Lake Ontario sold prices by year

2160 cottages, homes and lots on Lake Ontario have sold through the MLS® since 2012, 382 of them in the past 12 months. Sold prices are for members. Joining is free.

See what Lake Ontario cottages actually sold for

Free members see sold prices, sale-to-asking ratios and every sold listing on the lake.

YearSalesMedian soldAverageLowestHighestSold vs. askingMedian days
2026 to date334
2025355
2024200
2023127
2022168
2021239
2020203
2019136
2018113
201778
201699
201547
201429
201331
20121

Sold data from the PropTx MLS®, for sales reported on the board. Private and exclusive sales are not included. Figures are a guide, not an appraisal. Information deemed reliable but not guaranteed.

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