Fall in Georgian Bay & Simcoe County is when serious cottage buyers do their shopping, with fewer people competing for the same listings. 932 cottages and recreational properties were for sale on November 1, 2026, with a median asking price of $699,900. 149 sold over the past 90 days.
What shoreline costs in Georgian Bay & Simcoe County
96% of the cottages and homes listed in Georgian Bay & Simcoe County are on the water. Waterfront asks a median of $1.2M against $1.7M off the water, a premium of about -29%. With a typical frontage of 45 feet, buyers are paying in the region of $26,800 for each foot of shoreline. Use that as a rough yardstick when you compare two waterfront listings of different widths.
Lake by lake
Each lake is its own market. How a lake compares with the Georgian Bay & Simcoe County median is a quick read on how much of a price is the cottage and how much is the water it sits on.
| Lake | Listed | Median asking | vs region |
|---|---|---|---|
| Lake Simcoe | 152 | $1.2M | +71% |
| Georgian Bay | 113 | $1.2M | +71% |
| Lake Couchiching | 42 | $1.08M | +54% |
| Nottawasaga Bay | 34 | $1.02M | +46% |
| Severn River | 20 | $725K | +4% |
| Orr Lake | 7 | $875K | +25% |
| Lake Dalrymple | 5 | $675K | −4% |
| Farlain Lake | 5 | $749K | +7% |
Cottage sales: this season and last year
Over the last 90 days 149 cottage-country properties sold in Georgian Bay & Simcoe County at a median of $800,000. In the same 90 days last year there were 191 sales at a median of $800,000, so the median is about the same as last year. Sellers got a median of 94.7% of their asking price, and the typical sale took 44 days, longer than in the city, because cottage buyers wait for the right water and the right road.
Towns and townships with the most listings
| Town | Listed | Median asking |
|---|---|---|
| Tiny | 130 | $400K |
| Ramara | 129 | $700K |
| Wasaga Beach | 101 | $525K |
| Severn | 97 | $850K |
| Innisfil | 89 | $1.2M |
| Tay | 59 | $470K |
| Oro-Medonte | 58 | $1.15M |
| Collingwood | 46 | $740K |
Also listed in Georgian Bay & Simcoe County: 432 vacant lots (median $357K) and 89 resort condos and fractional units (median $609K). A lot lets you build to your own plan, but budget for the well, septic, hydro connection and road before you compare it with a finished cottage.
Buying a cottage in fall
- Fall viewings show you what spring photos hide: how the property drains after rain, how much light reaches the cottage once the sun is lower, and whether the road is being maintained.
- Ask the seller when the cottage was last opened and closed for the season, and who did the work. Winterizing records tell you a lot about how it has been cared for.
- Many sellers who listed in summer and did not sell are open to offers now, before they pay another winter of carrying costs.
Other cottage regions this month
Cottage questions
How much is a waterfront cottage in Georgian Bay & Simcoe County?
The median asking price for waterfront in Georgian Bay & Simcoe County was $1,199,900 on November 1, 2026, with a typical frontage of about 45 feet.
How long do cottages take to sell in Georgian Bay & Simcoe County?
Cottages that sold in the last 90 days took a median of 44 days.
Which lake in Georgian Bay & Simcoe County has the most cottages for sale?
Lake Simcoe, with 152 listed at a median of $1,199,000.
Is fall a good time to buy a cottage?
Many sellers who listed in summer and did not sell are open to offers now, before they pay another winter of carrying costs.
Asking prices and frontage are from cottage listings on Cottage Connect on November 1, 2026. Sales are totals of MLS® sales in the Georgian Bay & Simcoe County region over 90 days, compared with the same window last year. Price per foot of frontage is a rough guide only.
Cottages for sale in Georgian Bay and Simcoe County
Live listings from the places in this article.
$848,000213 HASKETTS Drive, Georgian Bay3+1 bed · 2 bath · BaxterCourtesy of Corcoran Horizon Realty
$249,0000 Nicholson Road, Georgian Bay0 bath · BaxterCourtesy of RE/MAX REALTY SPECIALISTS INC.
$689,900158 Oak Bay Road, Georgian Bay2 bed · 1 bath · BaxterCourtesy of Team Hawke Realty
$2,200,0000 Simcoe County Road 89, Innisfil0 bath · Rural InnisfilCourtesy of CENTURY 21 HERITAGE GROUP LTD.
$1,289,000100 Island 630/Roberts Island, Georgian Bay4 bed · 3 bath · BaxterCourtesy of RE/MAX By The Bay Brokerage
$629,000334 Musquosh River Shr, Georgian Bay3 bed · 1 bath · GibsonCourtesy of Sotheby's International Realty Canada