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For saleListed Aug 20MLS® X13694554

SR404 - 14 Severn River, Muskoka Lakes, ON P0C 1M0

Wood (Muskoka Lakes), Muskoka Lakes · Near Big Chute Marina to Wood Bay · View map

$1,299,000
5Beds
2Baths
3000–3500Sq ft
Waterfront cottageType
NoneParking
$5,430/yrTaxes
Call / Text Will
$1,299,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Lot 180 x 438 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Everyone arrives at once. A 3,383 sq ft main cottage on 1.835 acres, with five bedrooms, and seven more can sleep in the bunkie. A living room runs close to 35 feet with a wood burning fireplace set in stone, wall to wall, and the dining room has space for a dozen. Nobody eats standing up. Three buildings and a boathouse on Wood Bay, Severn River, on the Trent-Severn Waterway between Locks 43 and 44, two locks from Georgian Bay. Water access only. Big Chute Marina is on the same stretch of river, with no lock to pass through. Canadian Shield at the water's edge, flat open ground behind, and 180 feet of south-facing frontage. The primary bedroom is on the main floor, under a pine ceiling, with a 96 sq ft walk-in closet and a four-piece semi-ensuite. Four more bedrooms upstairs share a five-piece bath with double sinks, plus a bonus room at the end of the hall. The kitchen stays fully equipped and laundry is on the main floor. Guests get their own building. The two-storey bunkie has its own rec room, deck, and a washroom with a composting toilet and sink, and its loft sleeps seven on three doubles and a twin. Then count the places to be. A front deck of close to 800 sq ft with glass railing on the water side, and a back deck with ramps and stairs to the yard. A covered gazebo out on the dock. A swing in the trees. A wood fired Scandinavian sauna with a cool-down area: heat, then the river, then the hammock. A 180 sq ft workshop attached to the bunkie, a shed, gardens, and a brook running through the back with a small bridge. At the shoreline: a single slip wet boathouse with power, an electric door opener, a boat lift and 10'5" clearance, over 100 feet of dock wrapping around it, and a wood raft. Evenings finish at the sunset dock, then the fire pit facing the water. An office off the foyer and Starlink service available, equipment excluded. Reverse osmosis and UV water treatment, electric forced air heat, and a Generac generator included. Offered largely furnished.

The home

Type
Waterfront cottage
Style
2-Storey
Square footage
3000-3500 sq ft
Bedrooms
5
Bathrooms
2
Kitchens
1
Rooms
13
Basement
None
Lot size
180 x 438 ft
Faces
South
View
River, Water, Trees/Woods, Garden, Bay

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Board & Batten

Heating & cooling

Heating fuel
Electric
Heating type
Forced Air
Fireplace
Yes

Garage & parking

Total parking
None

Taxes & other

Property taxes
$5,430/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Big Chute Marina to Wood Bay
Neighbourhood
Wood (Muskoka Lakes)

More

Price per sq ft
~$400 (at 3,250 sq ft)
Listed
Aug 20, 2026 · 55 days ago
MLS® number
X13694554

The home and its surroundings

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Purifier
  • Water Treatment
  • Air Exchanger
  • Campground
  • Greenbelt/Conservation
  • Marina
  • River/Stream
  • Waterfront
  • Wooded/Treed
  • Deck
  • Landscaped
  • Porch
  • Recreational Area
  • Fishing
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$5,692per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    14 Severn River N/A, Muskoka Lakes, ON P0C 1M0

    Wood (Muskoka Lakes), Muskoka Lakes · Near Big Chute Marina to Wood Bay

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    Sold history

    Listing history for 14 Severn River N/A

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about SR404 - 14 Severn River

    Answers come straight from this home’s MLS® listing.

    How much is SR404 - 14 Severn River listed for, and what would it cost each month?

    SR404 - 14 Severn River is listed for $1,299,000. With 20% down ($259,800), the mortgage payment would be roughly $5,240 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,692 a month, all in. That figure is an illustration, not a quote.

    Is SR404 - 14 Severn River freehold or a condo, and is there a monthly fee?

    SR404 - 14 Severn River is a waterfront cottage in Wood (Muskoka Lakes), Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does SR404 - 14 Severn River have?

    SR404 - 14 Severn River has 5 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.

    Does SR404 - 14 Severn River have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    Does SR404 - 14 Severn River have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is SR404 - 14 Severn River?

    SR404 - 14 Severn River is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.

    How big is SR404 - 14 Severn River, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 180 x 438 ft.

    How is SR404 - 14 Severn River heated and cooled?

    Heating is forced air (electric). The listing does not show air conditioning.

    What are the property taxes for SR404 - 14 Severn River?

    Property taxes are $5,430 a year (2025), or about $453 a month.

    Where is SR404 - 14 Severn River?

    SR404 - 14 Severn River is in the Wood (Muskoka Lakes) community of Muskoka Lakes. The nearest main intersection is Big Chute Marina to Wood Bay. The postal code is P0C 1M0.

    How long has SR404 - 14 Severn River been on the market?

    SR404 - 14 Severn River was listed on August 20, 2026. It has been on the market for 55 days. It is an active listing (MLS® X13694554). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near SR404 - 14 Severn River asking?

    Similar cottages for sale nearby right now include 2115 Lake Muskoka at $1,300,000 (5 bed), 22 - 1254 Barlochan Road at $1,249,900 (3 bed) and 1025 Section House Road at $1,249,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 14 Severn River N/A sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at SR404 - 14 Severn River?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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