98 West Ham Lake Road, Killarney, ON P0M 1A0
Killarney · Near Hartley Bay · View map
About this home
A Year-Round Romantic Northern Escape! Discover the magic of Ham Lake and why residents love this peaceful waterfront location. Warm southern exposure, 100 ft of shoreline, calm waters, breathtaking views of untouched Crown land, every morning begins with tranquility. Gently sloping waterfront is perfect for swimming at any age, launching a kayak, or enjoying the included paddle boat. Inside, the bright, open-concept cottage features soaring ceilings and an atmosphere designed for easy living. Main floor bedroom and full bathroom, while the loft provides a flex space that can easily accommodate two additional sleeping areas, home office, making it ideal for a couple, family, or weekend guests. Compact yet thoughtfully designed, the cottage is easy to maintain, giving you more time to enjoy life. Comfortable in every season, it features electric baseboard heating, a cozy woodstove, year-round lake water with filtration, a septic system, and durable metal roofs. The property is being sold fully furnished-including pots, pans, & household essentials- start enjoying it immediately or operate it as a turnkey Airbnb rental. Outside, the gazebo provides the perfect bug-free space for dining, card games, or additional guest accommodation, while evenings are best spent gathered around the fire pit beneath a sky filled with stars and, on lucky nights, the Northern Lights. The detached garage offers secure storage. Adventure is close! Launch your boat into one of the most sought-after stretches of the French River just five minutes down the road (Hartley Bay Road.) Hike the French River Provincial Park 3 mins minutes away, wander or hunt the hundreds of acres of Crown land nearby, snowmobile trails, or take a scenic day trip to Killarney, 50 minutes away. Alban is only 8 minutes away for everyday amenities, while Sudbury is an easy 45-minute drive. This is a place where life slows down, hobbies rediscovered, & every visit leaves you wanting to stay just a little longer.
The home
- Type
- Waterfront cottage
- Style
- 1 1/2 Storey
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Basement
- None
- Lot size
- 100 x 210 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 5
- Total parking
- 6
Taxes & other
- Property taxes
- $2,057/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Hartley Bay
More
- Price per sq ft
- ~$499 (at 900 sq ft)
- MLS® number
- X13642214
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The home and its surroundings
- Primary Bedroom - Main Floor
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 98 West Ham Lake Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 98 West Ham Lake Road
Answers come straight from this home’s MLS® listing.
How much is 98 West Ham Lake Road listed for, and what would it cost each month?
98 West Ham Lake Road is listed for $449,000. With 20% down ($89,800), the mortgage payment would be roughly $1,811 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,983 a month, all in. That figure is an illustration, not a quote.
Is 98 West Ham Lake Road freehold or a condo, and is there a monthly fee?
98 West Ham Lake Road is a waterfront cottage in Killarney. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 98 West Ham Lake Road have?
98 West Ham Lake Road has 3 bedrooms and 1 bathroom. The listing gives the style as 1 1/2 storey.
Does 98 West Ham Lake Road have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 5 spaces. In total the listing counts 6 parking spaces.
Does 98 West Ham Lake Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 98 West Ham Lake Road?
98 West Ham Lake Road is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 98 West Ham Lake Road, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 100 x 210 ft.
How is 98 West Ham Lake Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 98 West Ham Lake Road?
Property taxes are $2,057 a year (2025), or about $171 a month.
Where is 98 West Ham Lake Road?
98 West Ham Lake Road is in Killarney. The nearest main intersection is Hartley Bay. The postal code is P0M 1A0.
Is 98 West Ham Lake Road still for sale?
Yes. It is an active listing (MLS® X13642214). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 98 West Ham Lake Road asking?
Similar cottages for sale nearby right now include 42 West Ham Lake Road at $420,000 (3 bed), 596C Ham Lake Road E at $409,500 (3 bed) and Boat Access . at $458,888 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 98 West Ham Lake Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 98 West Ham Lake Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Killarney, picked by style, size and price.
Waterfront cottage$420,00042 West Ham Lake Road, Killarney3 bed · 1 bathCourtesy of: ICI SOURCE REAL ASSET SERVICES INC.View home →
Waterfront cottage$409,500596C Ham Lake Road E, Killarney3 bed · 1 bathCourtesy of: ICI SOURCE REAL ASSET SERVICES INC.View home →
Waterfront cottage$458,888Boat Access ., Killarney2+1 bed · 1 bathCourtesy of: Narozanski North Realty IncView home →Courtesy of: Narozanski North Realty Inc
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.