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For saleListed Aug 18MLS® X13687164

501 - 170 Water Street N, Cambridge, ON N1R 3B6

Cambridge · Near Ainslie St · View map

$399,000
2Beds
1Baths
700–799Sq ft
Resort condoType
$750/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$3,427/yrTaxes
Call / Text Will
$399,000
Underground parking1 parking space in total
Heat & water includedCovered by the maintenance fee
WaterfrontOn the water
Central airCool all summer

About this home

Welcome to Waterscape, a well-located condo community along the Grand River in historic Downtown Galt. This bright and functional 2-bedroom, 1-bathroom condo offers a great opportunity for first-time buyers, downsizers, or investors looking for low-maintenance living in a prime location. The open-concept layout features a modern kitchen with ample cabinetry, granite countertops, and stainless steel appliances, flowing seamlessly into the living area - perfect for everyday living or entertaining. Large windows bring in plenty of natural light, while the private balcony provides a quiet outdoor space to relax. Enjoy the convenience of in-suite laundry, underground parking, and a storage locker. Condo fees include heating, cooling, and water, helping keep monthly expenses predictable and affordable. The building offers secure controlled entry, a fitness room, party/lounge space, and a rooftop terrace with BBQs and seating-ideal for entertaining or enjoying views of the river. Located just steps from scenic walking trails, the Cambridge Mill, Gaslight District, farmers' market, shops, dining, and theatre, everything you need is within walking distance. Experience easy condo living in one of Cambridge's most desirable downtown locations. Book your private showing today.

The home

Type
Resort condo
Style
1 Storey/Apt
Square footage
700-799 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
3
Basement
None
Faces
South East
Level
5
Balcony
Enclosed
View
City, Panoramic
Laundry
In-Suite Laundry

Ownership & fees

Ownership
Condominium
Maintenance fee
$750.00/mo
Fee includes
Heat, Water, Building Insurance, Common Elements, Parking
Complex
WSCC 520
Property management
Five Rivers PM
Pets
Allowed, with restrictions
Locker
Exclusive
Exterior
Stucco (Plaster)

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1

Taxes & other

Property taxes
$3,427/yr
Tax year
2025
Occupancy
Tenant
Possession
Flexible
Cross street
Ainslie St

More

Price per sq ft
~$532 (at 750 sq ft)
Listed
Aug 18, 2026 · 57 days ago
MLS® number
X13687164

The home and its surroundings

  • Carpet Free
  • Intercom
  • Storage
  • Water Softener
  • Wheelchair Access
  • Built-In-BBQ
  • Controlled Entry
  • Landscaped
  • Patio
  • Year Round Living

Included in the maintenance fee

  • Heat
  • Water
  • Building Insurance
  • Common Elements
  • Parking
Want to know something that isn’t listed?
Estimated monthly cost$2,645per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
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    170 Water Street, Cambridge, ON N1R 3B6

    Cambridge · Near Ainslie St

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    Sold history

    Listing history for 170 Water Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 501 - 170 Water Street N

    Answers come straight from this home’s MLS® listing.

    How much is 501 - 170 Water Street N listed for, and what would it cost each month?

    501 - 170 Water Street N is listed for $399,000. With 20% down ($79,800), the mortgage payment would be roughly $1,609 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,645 a month, all in. That figure is an illustration, not a quote.

    Is 501 - 170 Water Street N freehold or a condo, and is there a monthly fee?

    501 - 170 Water Street N is a resort condo in Cambridge. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $750.00 a month. The listing says it covers heat, water, building insurance, common elements, parking. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 501 - 170 Water Street N have?

    501 - 170 Water Street N has 2 bedrooms and 1 bathroom. The listing gives the style as 1 storey/apt.

    Does 501 - 170 Water Street N have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 501 - 170 Water Street N have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 501 - 170 Water Street N?

    501 - 170 Water Street N is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.

    How big is 501 - 170 Water Street N?

    The listing puts the home between 700 and 799 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 501 - 170 Water Street N heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 501 - 170 Water Street N?

    Property taxes are $3,427 a year (2025), or about $286 a month.

    Are pets allowed at 501 - 170 Water Street N?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 501 - 170 Water Street N?

    501 - 170 Water Street N is in Cambridge. The nearest main intersection is Ainslie St. The postal code is N1R 3B6.

    How long has 501 - 170 Water Street N been on the market?

    501 - 170 Water Street N was listed on August 18, 2026. It has been on the market for 57 days. It is an active listing (MLS® X13687164). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 501 - 170 Water Street N asking?

    Similar cottages for sale nearby right now include 1207 - 170 Water Street N at $379,999 (1+1 bed), 904 - 150 Water Street at $369,000 (1 bed) and 601 - 150 Water Street N at $349,900 (1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 170 Water Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 501 - 170 Water Street N?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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