3840 Terrace Lane, Fort Erie, ON L0S 1B0
337 - Crystal Beach, Fort Erie · Near Ridgeway Road · View map
About this home
Nestled along the shores of Lake Erie, this charming two-story retreat offers a prime waterfront location with spectacular views from nearly every room. The main floor features an inviting enclosed porch for year-round lake watching, a bright eat-in kitchen with patio doors leading to a scenic side deck, and a spacious family room with airy vaulted ceilings. Designed for effortless living, the home includes three bedrooms, a main-floor laundry, and 1.5 baths, making it perfect as a permanent residence or a vacation getaway. Beyond the front door, you are steps away from a boat launch and local parks, and just minutes from the vibrant boutiques, restaurants, and small-town charm of downtown Ridgeway. Experience the perfect blend of lakeside relaxation and community convenience.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Basement
- Crawl Space
- Lot size
- 50 x 100 ft
- Faces
- North
- View
- Lake, Park/Greenbelt, Beach
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Wood, Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Street Only
Taxes & other
- Property taxes
- $4,219/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- FLEXIBLE
- Cross street
- Ridgeway Road
- Neighbourhood
- 337 - Crystal Beach
More
- Price per sq ft
- ~$654 (at 1,300 sq ft)
- MLS® number
- X13789492
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The home and its surroundings
- Water Heater
- Beach
- Marina
- Sloping
- Waterfront
- Park
- Golf
- Awnings
- Canopy
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
3840 Terrace Lane, Fort Erie, ON L0S 1B0
337 - Crystal Beach, Fort Erie · Near Ridgeway Road
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Listing history for 3840 Terrace Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 3840 Terrace Lane
Answers come straight from this home’s MLS® listing.
How much is 3840 Terrace Lane listed for, and what would it cost each month?
3840 Terrace Lane is listed for $849,900. With 20% down ($169,980), the mortgage payment would be roughly $3,428 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,780 a month, all in. That figure is an illustration, not a quote.
Is 3840 Terrace Lane freehold or a condo, and is there a monthly fee?
3840 Terrace Lane is a waterfront cottage in 337 - Crystal Beach, Fort Erie. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 3840 Terrace Lane have?
3840 Terrace Lane has 3 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 3840 Terrace Lane have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 3840 Terrace Lane have a finished basement?
The listing describes the basement as crawl space.
What style of home is 3840 Terrace Lane?
3840 Terrace Lane is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 3840 Terrace Lane, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 50 x 100 ft.
How is 3840 Terrace Lane heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 3840 Terrace Lane?
Property taxes are $4,219 a year (2025), or about $352 a month.
Where is 3840 Terrace Lane?
3840 Terrace Lane is in the 337 - Crystal Beach community of Fort Erie. The nearest main intersection is Ridgeway Road. The postal code is L0S 1B0.
Is 3840 Terrace Lane still for sale?
Yes. It is an active listing (MLS® X13789492). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 3840 Terrace Lane asking?
Similar cottages for sale nearby right now include 4912 Brown Road at $959,000 (3 bed), 4031 Crystal Beach Hill Lane at $699,900 (6 bed) and 3035 Niagara Parkway at $899,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 3840 Terrace Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 3840 Terrace Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near 337 - Crystal Beach, picked by style, size and price.
Waterfront cottage$959,0004912 Brown Road, Fort Erie3 bed · 2 bath · 337 - Crystal BeachCourtesy of: REVEL Realty Inc., BrokerageView home →
Waterfront cottage$699,9004031 Crystal Beach Hill Lane, Fort Erie6 bed · 2 bath · 337 - Crystal BeachCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Waterfront cottage$899,9003035 Niagara Parkway, Fort Erie3 bed · 4 bath · 327 - Black CreekCourtesy of: HOMELIFE/MIRACLE REALTY LTDView home →Courtesy of: ROYAL LEPAGE NRC REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.