Skip to content
647-619-2256 info@cottageconnect.com
Cottages & waterfront for sale across Ontario cottage country
SwipeNEW
For saleListed 6 days agoMLS® X13876426

306 - 478 St Andrew Street E, Centre Wellington, ON N1M 3V7

Fergus, Centre Wellington · Near St. Andrew St E · View map

$675,000
2Beds
3Baths
1400–1599Sq ft
Resort condoType
$1,409/moMaint. fee
Detached · 2 spacesGarage
2 totalParking
$5,105/yrTaxes
Call / Text Will
$675,000
Main-floor primary bedroomEveryday living on one level
Detached garage2 parking spaces in total
Water includedCovered by the maintenance fee
WaterfrontOn the water
Central airCool all summer
FireplaceCozy winters

About this home

Experience the charm of exposed stone walls, dramatic wood beams, soaring ceilings, and panoramic riverviews in one of Fergus's most distinctive penthouse residences.This exceptional suite offers unobstructedviews of the Grand River. Elevated above it all, this architecturally distinctive home seamlessly blendscharacter, comfort, and sophistication in a truly unique setting.The main floor boasts an open-conceptdesign, with the kitchen flowing effortlessly into the dining and living areas. The living room is highlightedby European-style casement windows that frame stunning river views while providing exceptional naturallight and ventilation.The main level features two spacious bedrooms, including a serene primary retreatwith picturesque river views and a luxurious five-piece ensuite. The second bedroom is generously sizedand offers ample closet space.A versatile den, complete with a skylight, large closet, and built-in Murphybed, provides the flexibility to serve as a guest room, home office, or additional living space.Upstairs, theloft offers a striking blend of function and character, featuring oversized windows, custom floor-to-ceilingbookcases, a discreetly tucked-away powder room, and the added convenience of a chairlift. From here,step out onto the private rooftop patio and enjoy panoramic views and exceptional outdoor living above theriver.Additional features include in-suite laundry, abundant storage throughout, a large lower-level storagelocker, and the rare convenience of a private two-car garage.Refined yet inviting, elevated yet comfortable,this one-of-a-kind penthouse presents a rare opportunity to experience luxury riverside living in the heartof Fergus.

The home

Type
Resort condo
Style
2-Storey
Square footage
1400-1599 sq ft
Bedrooms
2
Bathrooms
3
Kitchens
1
Rooms
10
Basement
None
Faces
South
Level
3
Balcony
Open
View
Park/Greenbelt, Water, River
Laundry
In-Suite Laundry

Ownership & fees

Ownership
Condominium
Maintenance fee
$1,409.00/mo
Fee includes
Common Elements, Building Insurance, Parking, Water
Complex
WCP 124
Property management
Five Rivers Property Management Group
Pets
Allowed, with restrictions
Locker
Owned
Security
Carbon Monoxide Detectors
Exterior
Stone

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Detached
Garage spaces
2
Total parking
2

Taxes & other

Property taxes
$5,105/yr
Tax year
2026
Occupancy
Vacant
Possession
Flex
Cross street
St. Andrew St E
Neighbourhood
Fergus

More

Price per sq ft
~$450 (at 1,500 sq ft)
Listed
Oct 8, 2026 · 6 days ago
MLS® number
X13876426

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Arts Centre
  • Hospital
  • Library
  • Place Of Worship
  • School
  • River/Stream
  • Landscaped
  • Patio
  • Privacy
  • Year Round Living
  • Deck

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Parking
  • Water

Shared in the complex

  • BBQs Allowed
  • Bike Storage
  • Elevator
  • Rooftop Deck/Garden
  • Visitor Parking
Want to know something that isn’t listed?
Estimated monthly cost$4,557per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
    Loading map…

    478 St Andrew Street, Centre Wellington, ON N1M 3V7

    Fergus, Centre Wellington · Near St. Andrew St E

    Get directionsWhat’s nearby

    Schools nearby

    Open this tab to load nearby schools.

    Your commute

    Enter where you go every day to see real drive times:

    Sold history

    Listing history for 478 St Andrew Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 306 - 478 St Andrew Street E

    Answers come straight from this home’s MLS® listing.

    How much is 306 - 478 St Andrew Street E listed for, and what would it cost each month?

    306 - 478 St Andrew Street E is listed for $675,000. With 20% down ($135,000), the mortgage payment would be roughly $2,723 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $4,557 a month, all in. That figure is an illustration, not a quote.

    Is 306 - 478 St Andrew Street E freehold or a condo, and is there a monthly fee?

    306 - 478 St Andrew Street E is a resort condo in Fergus, Centre Wellington. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $1,409.00 a month. The listing says it covers common elements, building insurance, parking, water. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 306 - 478 St Andrew Street E have?

    306 - 478 St Andrew Street E has 2 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.

    Does 306 - 478 St Andrew Street E have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 2 cars. In total the listing counts 2 parking spaces.

    Does 306 - 478 St Andrew Street E have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 306 - 478 St Andrew Street E?

    306 - 478 St Andrew Street E is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.

    How big is 306 - 478 St Andrew Street E?

    The listing puts the home between 1,400 and 1,599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 306 - 478 St Andrew Street E heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 306 - 478 St Andrew Street E?

    Property taxes are $5,105 a year (2026), or about $425 a month.

    Are pets allowed at 306 - 478 St Andrew Street E?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 306 - 478 St Andrew Street E?

    306 - 478 St Andrew Street E is in the Fergus community of Centre Wellington. The nearest main intersection is St. Andrew St E. The postal code is N1M 3V7.

    How long has 306 - 478 St Andrew Street E been on the market?

    306 - 478 St Andrew Street E was listed on October 8, 2026. It has been on the market for 6 days. It is an active listing (MLS® X13876426). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 306 - 478 St Andrew Street E asking?

    Similar cottages for sale nearby right now include 907 Ninth Street at $780,000 (3 bed) and 115 First Street at $645,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 478 St Andrew Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 306 - 478 St Andrew Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

    Call
    © Cottage Connect · Will Balo, Sales Representative, RE/MAX Experts
    Privacy Policy Terms of Use Photo Credits