122 Cottage Lane, Georgian Bluffs, ON N4K 5N4
Georgian Bluffs · Near Balmy Beach Road/Cottage Lane · View map
About this home
YOU AREN'T GOING TO WANT TO MISS THIS ONE! Situated on a quiet street in a highly sought-after neighbourhood just outside the city limits, this distinguished 4 + 2 bedroom, 4-bathroom residence offers exceptional 180-degree views of Georgian Bay and a refined blend of comfort, functionality, and lifestyle appeal. The well-appointed layout is designed to accommodate both family living and entertaining, featuring generous principal rooms, a double car garage, and a spacious lower level with excellent potential for an in-law suite. The outdoor space is equally impressive, showcasing a beautifully updated inground pool and a substantial 20 X 27 detached shop, ideal for additional storage, hobbies, or workspace. Recent mechanical upgrades, including a new furnace and air conditioning system installed in 2025, provide added confidence and efficiency. This is a rare opportunity to acquire a turnkey property in a prime location offering both seasonal privacy and panoramic waterfront views.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 3000-3500 sq ft
- Bedrooms
- 6
- Bathrooms
- 4
- Kitchens
- 1
- Rooms
- 20
- Basement
- Partially Finished, Walk-Up
- Lot size
- 120 x 120 ft
- Faces
- West
- View
- Lake
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
- Central vacuum
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private Double
Taxes & other
- Property taxes
- $11,108/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- flexible
- Cross street
- Balmy Beach Road/Cottage Lane
- Neighbourhood
- Georgian Bluffs
More
- Price per sq ft
- ~$308 (at 3,250 sq ft)
- MLS® number
- X12993580
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The home and its surroundings
- Auto Garage Door Remote
- Central Vacuum
- In-Law Capability
- Water Heater Owned
- Water Purifier
- Lake Access
- Waterfront
- Landscaped
- Year Round Living
- Recreational Area
- Patio
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
122 Cottage Lane, Georgian Bluffs, ON N4K 5N4
Georgian Bluffs · Near Balmy Beach Road/Cottage Lane
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Listing history for 122 Cottage Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Waterfront cottage$749,900111 Wilson Drive, Georgian Bluffs2 bed · 1 bath · Georgian BluffsCourtesy of: Real Broker Ontario Ltd.View home →Frequently asked questions about 122 Cottage Lane
Answers come straight from this home’s MLS® listing.
How much is 122 Cottage Lane listed for, and what would it cost each month?
122 Cottage Lane is listed for $999,999. With 20% down ($200,000), the mortgage payment would be roughly $4,034 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,959 a month, all in. That figure is an illustration, not a quote.
Is 122 Cottage Lane freehold or a condo, and is there a monthly fee?
122 Cottage Lane is a waterfront cottage in Georgian Bluffs. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 122 Cottage Lane have?
122 Cottage Lane has 6 bedrooms and 4 bathrooms. The listing gives the style as 2-storey.
Does 122 Cottage Lane have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 122 Cottage Lane have a finished basement?
The listing describes the basement as partially finished, walk-up. Finished basement space is usually not counted in the square footage shown.
What style of home is 122 Cottage Lane?
122 Cottage Lane is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
Does 122 Cottage Lane have a pool?
Yes. The listing shows indoor for the pool. Ask about its age, liner and equipment before you offer, since those are the costly parts to replace.
How big is 122 Cottage Lane, and what is the lot size?
The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 120 x 120 ft.
How is 122 Cottage Lane heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 122 Cottage Lane?
Property taxes are $11,108 a year (2025), or about $926 a month.
Where is 122 Cottage Lane?
122 Cottage Lane is in Georgian Bluffs. The nearest main intersection is Balmy Beach Road/Cottage Lane. The postal code is N4K 5N4.
Is 122 Cottage Lane still for sale?
Yes. It is an active listing (MLS® X12993580). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 122 Cottage Lane asking?
Similar cottages for sale nearby right now include 163 Mallard Street at $899,999 (4 bed), 482472 Colpoy's Range Road at $895,000 (3 bed) and 503385 Grey Road 1, R.R. No. 2 at $1,150,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 122 Cottage Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 122 Cottage Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Courtesy of: RE/MAX Grey Bruce Realty Inc.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.