120 Drumgoole Lane, Loyalist, ON K0H 2S0
Amherst Island, Loyalist · Near Front Road · View map
About this home
Set on just over 0.6 acres with more than 163 feet of clean Lake Ontario shoreline, this Amherst Island waterfront property offers a rare combination of privacy, usable shoreline, and excellent boating access with a north-east exposure sheltered from prevailing southerly and westerly winds. The 90-foot rolling steel dock extends into deeper water and is well-suited for sailboats. Launch, dock, lift (lift not included), and haul out directly from your own property. With open water and steady conditions along this shoreline, it's an ideal setting for sailors, as well as kayaking and canoeing around Amherst Island. There's also a mooring nearby. The lot is well-treed and gently landscaped, with multiple outdoor spaces to enjoy nature, including a large deck, a screened porch overlooking the lake, and a campfire area near the shoreline. Inside, the home is bright and functional. The main floor offers a large kitchen, family room, and a sunroom that serves as the summer living and dining space, bringing in lake views. Two bedrooms, a full bathroom, and main-floor laundry support easy one-level living. In the summer, the screen porch will be a popular place to relax. Upstairs are two additional bedrooms and a second full bathroom, providing space for family or guests. A separate bunkie offers flexible use as a guest space, studio, or quiet retreat. The detached two-car garage and workshop is ideal for projects, storage, or toys. This home features a 200-amp service, a whole-house generator, and a 50-amp EV charger outlet. Located just a short ferry ride from Millhaven, Amherst Island is one of Eastern Ontario's best-kept secrets. Known for its welcoming community, natural beauty, and quiet lifestyle, the island offers a rare opportunity to enjoy waterfront living just 25 minutes from Kingston.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 12
- Basement
- Crawl Space, Unfinished
- Lot size
- 163 x 218 ft
- Faces
- East
- View
- Bay, Lake, Panoramic, Water
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 6
- Total parking
- 8
- Parking features
- Private
Taxes & other
- Property taxes
- $4,966/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Front Road
- Neighbourhood
- Amherst Island
More
- Price per sq ft
- ~$500 (at 1,750 sq ft)
- MLS® number
- X12918442
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The home and its surroundings
- Generator - Full
- Water Heater Owned
- Water Softener
- Water Treatment
- Lake/Pond
- Rec./Commun.Centre
- School
- School Bus Route
- Waterfront
- Deck
- Fishing
- Porch Enclosed
- Recreational Area
- TV Tower/Antenna
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
120 Drumgoole Lane, Loyalist, ON K0H 2S0
Amherst Island, Loyalist · Near Front Road
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Listing history for 120 Drumgoole Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 120 Drumgoole Lane
Answers come straight from this home’s MLS® listing.
How much is 120 Drumgoole Lane listed for, and what would it cost each month?
120 Drumgoole Lane is listed for $875,000. With 20% down ($175,000), the mortgage payment would be roughly $3,530 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,943 a month, all in. That figure is an illustration, not a quote.
Is 120 Drumgoole Lane freehold or a condo, and is there a monthly fee?
120 Drumgoole Lane is a waterfront cottage in Amherst Island, Loyalist. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 120 Drumgoole Lane have?
120 Drumgoole Lane has 4 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 120 Drumgoole Lane have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.
Does 120 Drumgoole Lane have a finished basement?
The listing describes the basement as crawl space, unfinished.
What style of home is 120 Drumgoole Lane?
120 Drumgoole Lane is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 120 Drumgoole Lane, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 163 x 218 ft.
How is 120 Drumgoole Lane heated and cooled?
Heating is forced air (electric). Cooling is central air.
What are the property taxes for 120 Drumgoole Lane?
Property taxes are $4,966 a year (2026), or about $414 a month.
Where is 120 Drumgoole Lane?
120 Drumgoole Lane is in the Amherst Island community of Loyalist. The nearest main intersection is Front Road. The postal code is K0H 2S0.
Is 120 Drumgoole Lane still for sale?
Yes. It is an active listing (MLS® X12918442). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 120 Drumgoole Lane asking?
Similar cottages for sale nearby right now include 2800 Front Road at $884,900 (3 bed), 9910 Front Road at $650,000 (2 bed) and 1549 DOYLE Road at $625,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 120 Drumgoole Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 120 Drumgoole Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Amherst Island, picked by style, size and price.
Waterfront cottage$884,9002800 Front Road, Loyalist3 bed · 2 bath · Amherst IslandCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGEView home →
Waterfront cottage$650,0009910 Front Road, Loyalist2 bed · 2 bath · Amherst IslandCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGEView home →
Waterfront cottage$625,0001549 DOYLE Road, Loyalist4 bed · 3 bath · BathCourtesy of: MCCAFFREY REALTY INC., BROKERAGEView home →Courtesy of: RE/MAX FINEST REALTY INC., BROKERAGE
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.