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For saleListed 1125 days agoMLS® X10898321

1052 RAT BAY Road, Lake of Bays, ON

Franklin, Lake of Bays · Lake of Bays · View map

$49,900
2Beds
2Baths
900-999Sq ft
Lake of BaysWaterbody
300 ftFrontage
BungalowStyle
49.5 acresLot
Year Round Municipal RoadAccess
11-15Age
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$49,900
Direct waterfrontOn Lake of Bays
300 ft of frontageMeasured along the water
Four-seasonBuilt for year-round use
Sandy shorelineEasy walk-in swimming

About this property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees.

The property

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Estimated monthly cost—Mortgage, property tax and insurance
  • Mortgage
  • Property tax
  • Insurance

Cash needed to close

  • Down payment
  • Ontario land transfer tax
  • Legal fees and title insurance (est.)
  • Inspections: building, septic, water (est.)
  • Total to close

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1052 RAT BAY Road, Lake of Bays, ON

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Listing courtesy of Chestnut Park Real Estate. Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

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