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For saleListed 76 days agoMLS® X13607386

1052 RAT BAY Road, Lake of Bays, ON

Franklin, Lake of Bays · Lake of Bays · View map

$35,000
2Beds
2Baths
900-999Sq ft
Lake of BaysWaterbody
91 ftFrontage
BungalowStyle
49.5 acresLot
Year Round Municipal RoadAccess
16-30Age
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$35,000
Direct waterfrontOn Lake of Bays
91 ft of frontageMeasured along the water
Four-seasonBuilt for year-round use
Sandy shorelineEasy walk-in swimming

About this property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet (91.44 meters) of south-facing frontage on Lake of Bays. 106 Algonquin is a 2 bedroom cottage. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER for 106 Algonquin cottage in 2026 is $5127 + HST. Core week 7 for this cottage starts on August 9, 2026 and the remaining weeks for 2026 start (or started) on February 8, May 17, October 4, and November 26/ 2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free.

The property

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Parking
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Estimated monthly cost—Mortgage, property tax and insurance
  • Mortgage
  • Property tax
  • Insurance

Cash needed to close

  • Down payment
  • Ontario land transfer tax
  • Legal fees and title insurance (est.)
  • Inspections: building, septic, water (est.)
  • Total to close

Estimates for illustration only. Recreational property can need a larger down payment and a different rate than a city home. See how cottage financing works.

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1052 RAT BAY Road, Lake of Bays, ON

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Listing courtesy of Chestnut Park Real Estate. Listing data © PropTx MLS®. Information deemed reliable but not guaranteed.

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