1039 Ann Street, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Point Rd to Ann St. Follow to 1039. · View map
About this home
Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an elevated and expansive South-Eastern view with spectacular sunrises and ample sun. Set on approximately 0.46 acres with 123 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you're looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.
The home
- Type
- Chalet
- Style
- 2-Storey
- Square footage
- 700-1100 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Basement
- None
- Lot size
- 123 x 258 ft
- Faces
- South
- View
- Water, Forest, Trees/Woods, Lake
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Aluminum Siding
Heating & cooling
- Heating fuel
- Wood
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $3,771/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Immediate
- Cross street
- Walkers Point Rd to Ann St. Follow to 1039.
- Neighbourhood
- Wood (Muskoka Lakes)
More
- Price per sq ft
- ~$1,306 (at 900 sq ft)
- MLS® number
- X13870996
No matching details. Ask Will instead
The home and its surroundings
- Cul de Sac/Dead End
- Lake Access
- Lake/Pond
- Wooded/Treed
- Waterfront
- Sloping
- Deck
- Privacy
- Seasonal Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1039 Ann Street, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Point Rd to Ann St. Follow to 1039.
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 1039 Ann Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 1039 Ann Street
Answers come straight from this home’s MLS® listing.
How much is 1039 Ann Street listed for, and what would it cost each month?
1039 Ann Street is listed for $1,175,000. With 20% down ($235,000), the mortgage payment would be roughly $4,740 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,054 a month, all in. That figure is an illustration, not a quote.
Is 1039 Ann Street freehold or a condo, and is there a monthly fee?
1039 Ann Street is a chalet in Wood (Muskoka Lakes), Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 1039 Ann Street have?
1039 Ann Street has 2 bedrooms and 1 bathroom. The listing gives the style as 2-storey.
Does 1039 Ann Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 1039 Ann Street have a finished basement?
No. The listing shows no basement for this home.
What style of home is 1039 Ann Street?
1039 Ann Street is a chalet. A chalet is a cottage built for winter, usually close to a ski hill, with room for gear and guests.
How big is 1039 Ann Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 123 x 258 ft.
How is 1039 Ann Street heated and cooled?
Heating is (wood). The listing does not show air conditioning.
What are the property taxes for 1039 Ann Street?
Property taxes are $3,771 a year (2025), or about $314 a month.
Where is 1039 Ann Street?
1039 Ann Street is in the Wood (Muskoka Lakes) community of Muskoka Lakes. The nearest main intersection is Walkers Point Rd to Ann St. Follow to 1039.. The postal code is P1P 1R2.
Is 1039 Ann Street still for sale?
Yes. It is an active listing (MLS® X13870996). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 1039 Ann Street asking?
Similar cottages for sale nearby right now include 1025 Section House Road at $1,149,000 (3+1 bed), 2807 Muskoka Road 169 Road at $1,099,000 (3 bed) and 1106 Clear Lake Road at $979,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1039 Ann Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 1039 Ann Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Wood (Muskoka Lakes), picked by style, size and price.
Waterfront cottage$1,149,0001025 Section House Road, Muskoka Lakes3+1 bed · 2 bath · Wood (Muskoka Lakes)Courtesy of: RE/MAX Professionals NorthView home →
Waterfront cottage$1,099,0002807 Muskoka Road 169 Road, Muskoka Lakes3 bed · 3 bath · Wood (Muskoka Lakes)Courtesy of: Royal LePage Lakes Of Muskoka - Clarke Muskoka RealtyView home →
Waterfront cottage$979,9001106 Clear Lake Road, Muskoka Lakes3 bed · 1 bath · Wood (Muskoka Lakes)Courtesy of: Royal LePage Lakes Of Muskoka RealtyView home →Courtesy of: Re/Max Professionals North
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.