98 Main Street, Kearney, ON P0A 1M0
Kearney · Near Main St & Perry Rd · View map
About this home
*** Rare Opportunity to Own a High-Margin Freehold Convenience Store with Property! in the heart of Kearney. *** Strong business with an ESTIMATED 35% OVERALL GROSS MARGIN ----- HIGH-MARGIN PRODUCT MIX(Tobacco 29%+Grocery about 60%+Beer 11%) and growing Liquor sales. *** Excellent potential income with an attached vacant commercial building(610 sf) with 1-bedroom + 1bath apartment(610 sf). *** Situated on a 11,625 sf. (0.267-acre) lot featuring an approximately 1,900 sf. retail store, large storage area, Fantastic lake view 3-bedroom+1Bath upper apartment(1,166 sf). *** Over $100,000 invested in recent(2024~2026) upgrades, including roof, private well, heat pump, tankless water heater and renovations. ***Ideal owner-operated business for a couple. *** Excellent location across from a popular lake and resort, with loyal local customers and steady cottage traffic. *** Limited competition provides stable year-round income. *** Low property tax of only $2,281 (2025). *** Annual Kearney Regatta Festival brings a significant increase in sales. *** Business & Property Included & Inventory Extra. *** NDA & Proof of Funds May Be Required Prior to Releasing Financial
The home
- Type
- Waterfront cottage
- Square footage
- 5490 sq ft
- Lot size
- 81.5 x 168.6 ft
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
Heating & cooling
- Heating type
- Gas Forced Air Closed
- Air conditioning
- Yes
Garage & parking
- Garage
- Outside/Surface
- Driveway spaces
- 4
- Total parking
- 4
Taxes & other
- Property taxes
- $2,281/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- TBA
- Cross street
- Main St & Perry Rd
- Neighbourhood
- Kearney
More
- MLS® number
- X13597688
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No features listed yet.
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 98 Main Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 98 Main Street
Answers come straight from this home’s MLS® listing.
How much is 98 Main Street listed for, and what would it cost each month?
98 Main Street is listed for $949,000. With 20% down ($189,800), the mortgage payment would be roughly $3,828 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,018 a month, all in. That figure is an illustration, not a quote.
Is 98 Main Street freehold or a condo, and is there a monthly fee?
98 Main Street is a waterfront cottage in Kearney. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
Does 98 Main Street have a garage and parking?
Yes. The listing shows the garage as outside/surface. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
What style of home is 98 Main Street?
98 Main Street is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 98 Main Street, and what is the lot size?
The lot is listed as 81.5 x 168.6 ft.
How is 98 Main Street heated and cooled?
Heating is gas forced air closed. Cooling is yes.
What are the property taxes for 98 Main Street?
Property taxes are $2,281 a year (2025), or about $190 a month.
Where is 98 Main Street?
98 Main Street is in Kearney. The nearest main intersection is Main St & Perry Rd. The postal code is P0A 1M0.
Is 98 Main Street still for sale?
Yes. It is an active listing (MLS® X13597688). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 98 Main Street asking?
Similar cottages for sale nearby right now include 369 Loon Lake Road at $1,170,000 (2+2 bed), 969 Echo Ridge Road at $849,900 (3 bed) and 1869 HIGHWAY 518 at $1,150,000 (3+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 98 Main Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 98 Main Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Kearney, picked by style, size and price.
Waterfront cottage$1,170,000369 Loon Lake Road, Kearney2+2 bed · 2 bath · KearneyCourtesy of: ICI SOURCE REAL ASSET SERVICES INC.View home →
Waterfront cottage$849,900969 Echo Ridge Road, Kearney3 bed · 2 bath · KearneyCourtesy of: Royal LePage Lakes Of Muskoka RealtyView home →
Waterfront cottage$1,150,0001869 HIGHWAY 518, Kearney3+2 bed · 3 bath · KearneyCourtesy of: RE/MAX Professionals NorthView home →Courtesy of: HOME STANDARDS BRICKSTONE REALTY
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.