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For saleMLS® X13453526

840 McGregor Bay Road, Otonabee-South Monaghan, ON K0L 2G0

Otonabee-South Monaghan · Near County Road 2 & McGregor Bay Road · View map

$779,000
4Beds
2Baths
2500–3000Sq ft
CottageType
10 totalParking
Exposed Rock, Separate Entrance, Unfinished, FullBasement
$3,627/yrTaxes
Call / Text Will
$779,000
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Parking for 10Comes with the home
Lot 372 x 307 ftThe land comes with the home
Lake viewFrom the listing
Central airCool all summer

About this home

A VIEW LIKE THIS DOESN'T COME ALONG OFTEN.Perched on just over 2.5 acres, this impressive ~2,900 sq ft all-brick 2.5-storey home offers truly breathtaking panoramic views over Rice Lake and the surrounding countryside-an ever-changing backdrop you'll never get tired of.From the moment you step inside, you'll appreciate the perfect blend of timeless character and thoughtful modern updates. Original trim details, pocket doors, and a stunning staircase showcase the home's craftsmanship, while recent improvements bring comfort and style to today's living.The main floor features a welcoming foyer, a spacious living room filled with natural light, and a formal dining area ideal for entertaining. The beautifully updated kitchen is a standout, complete with a large island, modern finishes, and walkout access to an oversized mudroom with additional storage. A main floor bedroom, laundry, and 2-piece bath add everyday convenience.Upstairs, a unique and functional layout offers four bedrooms accessed by two separate staircases-perfect for families or guests. At the heart of the second level is a stunning, newly renovated bathroom designed for easy access from all bedrooms. You'll also find access to the attic and a walkout to an upper-level porch where the views truly steal the show.The basement provides solid storage space and endless potential for future development.Outside, the property continues to impress with multiple outbuildings, including a large barn, a covered open-faced barn, and a spacious drive shed-ideal for hobbyists, storage, or rural living at its finest.This is a rare opportunity to own a property that offers space, character, and one of the most incredible views in the area.Properties like this don't come around often-don't miss your chance.

The home

Type
Cottage
Style
2 1/2 Storey
Square footage
2500-3000 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
11
Basement
Exposed Rock, Separate Entrance, Unfinished, Full
Lot size
372 x 307 ft
Faces
East
View
Lake, Pasture, Meadow
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage spaces
4
Driveway spaces
10
Total parking
10

Taxes & other

Property taxes
$3,627/yr
Tax year
2025
Occupancy
Vacant
Possession
Immediate
Cross street
County Road 2 & McGregor Bay Road
Neighbourhood
Otonabee-South Monaghan

More

Price per sq ft
~$283 (at 2,750 sq ft)
MLS® number
X13453526

The home and its surroundings

  • Countertop Range
  • Floor Drain
  • Propane Tank
  • Storage
  • Sump Pump
  • Water Heater
  • Water Treatment
  • Water Heater Owned
  • Clear View
  • Cul de Sac/Dead End
  • Lake Access
  • Level
  • Lake/Pond
  • School Bus Route
  • Porch
  • Year Round Living
  • Fishing
Want to know something that isn’t listed?
Estimated monthly cost$3,445per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    840 McGregor Bay Road, Otonabee-South Monaghan, ON K0L 2G0

    Otonabee-South Monaghan · Near County Road 2 & McGregor Bay Road

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    Sold history

    Listing history for 840 McGregor Bay Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 840 McGregor Bay Road

    Answers come straight from this home’s MLS® listing.

    How much is 840 McGregor Bay Road listed for, and what would it cost each month?

    840 McGregor Bay Road is listed for $779,000. With 20% down ($155,800), the mortgage payment would be roughly $3,142 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,445 a month, all in. That figure is an illustration, not a quote.

    Is 840 McGregor Bay Road freehold or a condo, and is there a monthly fee?

    840 McGregor Bay Road is a cottage in Otonabee-South Monaghan. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 840 McGregor Bay Road have?

    840 McGregor Bay Road has 4 bedrooms and 2 bathrooms. The listing gives the style as 2 1/2 storey.

    Does 840 McGregor Bay Road have a garage and parking?

    The listing does not show a garage. The driveway adds 10 spaces. In total the listing counts 10 parking spaces.

    Does 840 McGregor Bay Road have a finished basement?

    The listing describes the basement as exposed rock, separate entrance, unfinished, full. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 840 McGregor Bay Road?

    840 McGregor Bay Road is a cottage. A cottage or cabin is a recreational home, often smaller and sometimes seasonal; check how it is heated, where the water comes from and how the road is kept up.

    How big is 840 McGregor Bay Road, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 372 x 307 ft.

    How is 840 McGregor Bay Road heated and cooled?

    Heating is forced air (propane). Cooling is central air.

    What are the property taxes for 840 McGregor Bay Road?

    Property taxes are $3,627 a year (2025), or about $302 a month.

    Where is 840 McGregor Bay Road?

    840 McGregor Bay Road is in Otonabee-South Monaghan. The nearest main intersection is County Road 2 & McGregor Bay Road. The postal code is K0L 2G0.

    Is 840 McGregor Bay Road still for sale?

    Yes. It is an active listing (MLS® X13453526). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 840 McGregor Bay Road asking?

    Similar cottages for sale nearby right now include 80 Ivey Lane at $799,900 (3+3 bed), 144 Long Island at $700,000 (3 bed) and 680 Serpent Mounds Road at $649,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 840 McGregor Bay Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 840 McGregor Bay Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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