78 Stewart Lake Road, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay · Near High Street/Stewart Lake Road · View map
About this home
Experience true four-season waterfront living on beautiful Stewart Lake. Beautifully renovated in 2021, this move-in-ready waterfront home combines modern comfort with timeless Muskoka charm, featuring updated windows, roof, plumbing, a UV-filtered well, heated bathroom floors, a cozy wood-burning fireplace, and a heated garage. Enjoy the convenience of high-speed Bell Fiber Internet, making this an exceptional opportunity for remote professionals, hybrid work, or those seeking the flexibility to work from home while embracing the Muskoka lifestyle. Perfect as a year-round residence or luxury retreat, the property offers reliable access via a township-maintained road with winter maintenance, ensuring easy access in every season. Ideally located just minutes from Port Carling, golf, dining, shopping, and Highway 400, this exceptional waterfront home delivers the perfect balance of privacy, convenience, and year-round recreation. A turnkey purchase may also be available, subject to the agreed purchase price.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- Full, Finished
- Lot size
- 155 x 234.8 ft
- Faces
- West
- View
- Lake, Water, Trees/Woods
- Approximate age
- 6-15 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stone, Board & Batten
Heating & cooling
- Heating fuel
- Propane
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 3
- Driveway spaces
- 10
- Total parking
- 13
Taxes & other
- Property taxes
- $4,703/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexiable
- Cross street
- High Street/Stewart Lake Road
- Neighbourhood
- Freeman
More
- Price per sq ft
- ~$644 (at 2,250 sq ft)
- MLS® number
- X13780540
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The home and its surroundings
- Auto Garage Door Remote
- Year Round Living
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
78 Stewart Lake Road, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay · Near High Street/Stewart Lake Road
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Listing history for 78 Stewart Lake Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 78 Stewart Lake Road
Answers come straight from this home’s MLS® listing.
How much is 78 Stewart Lake Road listed for, and what would it cost each month?
78 Stewart Lake Road is listed for $1,448,000. With 20% down ($289,600), the mortgage payment would be roughly $5,841 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $6,233 a month, all in. That figure is an illustration, not a quote.
Is 78 Stewart Lake Road freehold or a condo, and is there a monthly fee?
78 Stewart Lake Road is a waterfront cottage in Freeman, Georgian Bay. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 78 Stewart Lake Road have?
78 Stewart Lake Road has 3 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 78 Stewart Lake Road have a garage and parking?
Yes. The listing shows the garage as detached, with room for 3 cars. The driveway adds 10 spaces. In total the listing counts 13 parking spaces.
Does 78 Stewart Lake Road have a finished basement?
The listing describes the basement as full, finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 78 Stewart Lake Road?
78 Stewart Lake Road is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 78 Stewart Lake Road, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 155 x 234.8 ft.
How is 78 Stewart Lake Road heated and cooled?
Heating is (propane). Cooling is central air.
What are the property taxes for 78 Stewart Lake Road?
Property taxes are $4,703 a year (2025), or about $392 a month.
Where is 78 Stewart Lake Road?
78 Stewart Lake Road is in the Freeman community of Georgian Bay. The nearest main intersection is High Street/Stewart Lake Road. The postal code is P0C 1H0.
Is 78 Stewart Lake Road still for sale?
Yes. It is an active listing (MLS® X13780540). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 78 Stewart Lake Road asking?
Similar cottages for sale nearby right now include 20 Hawkins Point Road at $1,679,000 (3+3 bed), 96 Millard Drive at $1,225,000 (3 bed) and 566 Hungry Bay Road W at $1,098,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 78 Stewart Lake Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 78 Stewart Lake Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Freeman, picked by style, size and price.
Waterfront cottage$1,679,00020 Hawkins Point Road, Georgian Bay3+3 bed · 3 bath · FreemanCourtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTYView home →
Waterfront cottage$1,225,00096 Millard Drive, Georgian Bay3 bed · 2 bath · BaxterCourtesy of: Royal LePage In Touch RealtyView home →
Waterfront cottage$1,098,000566 Hungry Bay Road W, Georgian Bay3 bed · 1 bath · BaxterCourtesy of: Corcoran Horizon RealtyView home →Courtesy of: Corcoran Horizon Realty
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.