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For saleMLS® X13813560

660 Fourth Line, Otonabee-South Monaghan, ON K0L 1B0

Otonabee-South Monaghan · Near Highway 28/Fourth Line · View map

$1,799,000
3Beds
2Baths
2500–3000Sq ft
Waterfront cottageType
Attached · 2 spacesGarage
42 totalParking
Partial Basement, UnfinishedBasement
$4,290/yrTaxes
Call / Text Will
$1,799,000
FreeholdNo monthly condo fee
Attached garage42 parking spaces in total
Lot 1974 x 5173.5 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer
FireplaceCozy winters

About this home

A Rare Opportunity To Own 209 Scenic Acres With Over 2,000 Feet Of Frontage Along The Otonabee River, Just 15 Minutes From Peterborough. A Maple Tree-Lined Driveway Welcomes You To This Remarkable Country Property, Offering Privacy, Natural Beauty And Exceptional Potential.The Historic Farmhouse, Originally Built In The Early 1800s, Retains Its Authentic Character With Original Hand-Hewn Beams, While More Recent Additions Include A Spacious Kitchen, Mudroom And Double-Car Garage. Numerous Updates Have Been Completed Over The Years, Including Updated Windows, A Sunroom Addition, High-Efficiency Propane Furnace, Tankless Water Heater And Newly Installed Garage Doors With Remote Openers.The Property Features Several Useful Outbuildings, Including A Large Barn, Drive Shed And An Insulated Workshop With Propane Heating And An Overhead Garage Door-Ideal For Farming, Equipment Storage, Trades, Hobbies Or Home-Based Business Use. A Portion Of The Farmland Is Currently Leased To A Local Farmer, While Environmentally Protected Acreage provides potential property tax benefits.Enjoy the peace and privacy of country living without sacrificing convenience-approximately 20 minutes to Highway 115, with easy access to Highway 407 ETR and the GTA. An Extraordinary Combination Of Waterfront, Acreage, History And Versatile Farm Infrastructure. Book Your Private Viewing Today.The owner has made substantial improvements to the property, investing approximately $150,000 in the construction of a gravel laneway extending from the barn to the wooded area, plus an additional approximately $150,000 in a new entrance gate and fencing-representing a total investment of approximately $300,000.

The home

Type
Waterfront cottage
Style
2-Storey
Square footage
2500-3000 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
10
Basement
Partial Basement, Unfinished
Lot size
1974 x 5173.5 ft
Faces
North

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Aluminum Siding, Log

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
40
Total parking
42
Parking features
Private

Taxes & other

Property taxes
$4,290/yr
Tax year
2026
Occupancy
Owner
Possession
TBD
Cross street
Highway 28/Fourth Line
Neighbourhood
Otonabee-South Monaghan

More

Price per sq ft
~$654 (at 2,750 sq ft)
MLS® number
X13813560

The home and its surroundings

  • Carpet Free
  • Propane Tank
  • Greenbelt/Conservation
  • Place Of Worship
  • River/Stream
  • School
  • Waterfront
Want to know something that isn’t listed?
Estimated monthly cost$7,614per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    660 Fourth Line, Otonabee-South Monaghan, ON K0L 1B0

    Otonabee-South Monaghan · Near Highway 28/Fourth Line

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    Sold history

    Listing history for 660 Fourth Line

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 660 Fourth Line

    Answers come straight from this home’s MLS® listing.

    How much is 660 Fourth Line listed for, and what would it cost each month?

    660 Fourth Line is listed for $1,799,000. With 20% down ($359,800), the mortgage payment would be roughly $7,257 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $7,614 a month, all in. That figure is an illustration, not a quote.

    Is 660 Fourth Line freehold or a condo, and is there a monthly fee?

    660 Fourth Line is a waterfront cottage in Otonabee-South Monaghan. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 660 Fourth Line have?

    660 Fourth Line has 3 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.

    Does 660 Fourth Line have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 40 spaces. In total the listing counts 42 parking spaces.

    Does 660 Fourth Line have a finished basement?

    The listing describes the basement as partial basement, unfinished.

    What style of home is 660 Fourth Line?

    660 Fourth Line is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.

    How big is 660 Fourth Line, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 1974 x 5173.5 ft.

    How is 660 Fourth Line heated and cooled?

    Heating is forced air (propane). Cooling is central air.

    What are the property taxes for 660 Fourth Line?

    Property taxes are $4,290 a year (2026), or about $358 a month.

    Where is 660 Fourth Line?

    660 Fourth Line is in Otonabee-South Monaghan. The nearest main intersection is Highway 28/Fourth Line. The postal code is K0L 1B0.

    Is 660 Fourth Line still for sale?

    Yes. It is an active listing (MLS® X13813560). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 660 Fourth Line asking?

    Similar cottages for sale nearby right now include 3482 Lakeside Road at $1,800,000 (4 bed), 825 Southview Drive at $1,499,900 (5 bed) and 98 Golden Meadows Drive at $1,495,000 (5+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 660 Fourth Line sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 660 Fourth Line?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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