4 - 1041 Ann Street, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Pt Rd and Ann St. · View map
About this home
Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205' of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala's shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 15
- Basement
- Finished with Walk-Out
- Lot size
- 205 x 203 ft
- Faces
- East
- View
- Lake, Trees/Woods
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Alarm System
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 8
- Total parking
- 10
- Parking features
- Private Double
Taxes & other
- Property taxes
- $9,027/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Walkers Pt Rd and Ann St.
- Neighbourhood
- Wood (Muskoka Lakes)
More
- Price per sq ft
- ~$1,997 (at 1,750 sq ft)
- Listed
- Aug 25, 2026 · 50 days ago
- MLS® number
- X13709534
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The home and its surroundings
- Water Heater Owned
- Waterfront
- Wooded/Treed
- Golf
- Year Round Living
- Porch
- Landscaped
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1041 Ann Street, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Pt Rd and Ann St.
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Listing history for 1041 Ann Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 4 - 1041 Ann Street
Answers come straight from this home’s MLS® listing.
How much is 4 - 1041 Ann Street listed for, and what would it cost each month?
4 - 1041 Ann Street is listed for $3,495,000. With 20% down ($699,000), the mortgage payment would be roughly $14,098 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $14,850 a month, all in. That figure is an illustration, not a quote.
Is 4 - 1041 Ann Street freehold or a condo, and is there a monthly fee?
4 - 1041 Ann Street is a waterfront cottage in Wood (Muskoka Lakes), Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 4 - 1041 Ann Street have?
4 - 1041 Ann Street has 4 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 4 - 1041 Ann Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 8 spaces. In total the listing counts 10 parking spaces.
Does 4 - 1041 Ann Street have a finished basement?
The listing describes the basement as finished with walk-out. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 4 - 1041 Ann Street?
4 - 1041 Ann Street is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 4 - 1041 Ann Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 205 x 203 ft.
How is 4 - 1041 Ann Street heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 4 - 1041 Ann Street?
Property taxes are $9,027 a year (2026), or about $752 a month.
Where is 4 - 1041 Ann Street?
4 - 1041 Ann Street is in the Wood (Muskoka Lakes) community of Muskoka Lakes. The nearest main intersection is Walkers Pt Rd and Ann St.. The postal code is P1P 1R2.
How long has 4 - 1041 Ann Street been on the market?
4 - 1041 Ann Street was listed on August 25, 2026. It has been on the market for 50 days. It is an active listing (MLS® X13709534). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 4 - 1041 Ann Street asking?
Similar cottages for sale nearby right now include 1018 Pine Ridge Road at $2,895,000 (5 bed), 1024 Lidsley Road at $2,789,000 (3 bed) and 1 Cedar Island at $3,095,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1041 Ann Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 4 - 1041 Ann Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Wood (Muskoka Lakes), picked by style, size and price.
Waterfront cottage$2,895,0001018 Pine Ridge Road, Muskoka Lakes5 bed · 6 bath · Wood (Muskoka Lakes)Courtesy of: Chestnut Park Real EstateView home →
Waterfront cottage$2,789,0001024 Lidsley Road, Muskoka Lakes3 bed · 4 bath · Wood (Muskoka Lakes)Courtesy of: ROYAL LEPAGE REAL ESTATE SERVICES LTD.View home →
Waterfront cottage$3,095,0001 Cedar Island, Muskoka Lakes2 bed · 1 bath · Wood (Muskoka Lakes)Courtesy of: Chestnut Park Real EstateView home →Courtesy of: Johnston & Daniel Rushbrooke Realty
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.