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For saleMLS® X13843826

28 Chapel Street S, Thorold, ON L2V 2C6

557 - Thorold Downtown, Thorold · Near Ormond St S and Clairmont St · View map

$829,900
7Beds
4Baths
3000–3500Sq ft
Waterfront cottageType
6 totalParking
Full, UnfinishedBasement
$3,924/yrTaxes
Call / Text Will
$829,900
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Lot 66.2 x 132.2 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Welcome to 28 Chapel Street South in Thorold, a unique 3,200 sq. ft. triplex with panoramic Welland Canal views and multiple income opportunities. Over the past 5 years, the property has been updated including plumbing, electrical, windows, siding and improvements throughout all three units.The first main-floor unit takes full advantage of the canal setting, with panoramic views from the open-concept kitchen and living area and a front-row seat to watch the ships pass by. Currently operated as a successful short-term Airbnb, this unit has a transferable licence, all 5-star ratings and furnishings included. Run it as much or as little as you choose while benefiting from an established short-term rental. It also features a breakfast bar, large primary bedroom and fully renovated bathroom with towel warmer. Also on the main floor, the second unit has its own private driveway and offers two bedrooms, currently rented as a one-bedroom. Full of character with beautiful arched doorways and original charm.Through the front entrance, the third unit offers three bedrooms, large windows, a spacious living room and a well-laid-out living space.The full basement has been completely updated and offers easily accessible shared laundry, plenty of storage, plus an open 2-piece washroom and separate shower area.Live in one unit, rent another and continue operating the Airbnb, or add the entire property to your investment portfolio. Close to Niagara wine country, Niagara Falls, casinos, shopping, restaurants and major amenities. Outside, the deck has been redone and the fully operational bread oven has been beautifully restored, adding another unique feature to the outdoor space and canal setting.

The home

Type
Waterfront cottage
Style
2-Storey
Square footage
3000-3500 sq ft
Bedrooms
7
Bathrooms
4
Kitchens
3
Rooms
16
Basement
Full, Unfinished
Lot size
66.2 x 132.2 ft
Faces
East
View
Canal

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding, Aluminum Siding

Heating & cooling

Heating fuel
Gas
Heating type
Heat Pump
Fireplace
Yes

Garage & parking

Driveway spaces
6
Total parking
6
Parking features
Reserved/Assigned, Private Double, Private

Taxes & other

Property taxes
$3,924/yr
Tax year
2025
Occupancy
Owner+Tenant
Possession
Flexible
Cross street
Ormond St S and Clairmont St
Neighbourhood
557 - Thorold Downtown

More

Price per sq ft
~$255 (at 3,250 sq ft)
MLS® number
X13843826

The home and its surroundings

  • Accessory Apartment
  • In-Law Capability
  • Guest Accommodations
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Workbench
  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School
  • Deck
  • Landscaped
  • Patio
Want to know something that isn’t listed?
Estimated monthly cost$3,675per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    28 Chapel Street, Thorold, ON L2V 2C6

    557 - Thorold Downtown, Thorold · Near Ormond St S and Clairmont St

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    Sold history

    Listing history for 28 Chapel Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

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    Similar cottages nearby

    More cottages for sale near 557 - Thorold Downtown, picked by style, size and price.

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    Questions & answers

    Frequently asked questions about 28 Chapel Street S

    Answers come straight from this home’s MLS® listing.

    How much is 28 Chapel Street S listed for, and what would it cost each month?

    28 Chapel Street S is listed for $829,900. With 20% down ($165,980), the mortgage payment would be roughly $3,348 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,675 a month, all in. That figure is an illustration, not a quote.

    Is 28 Chapel Street S freehold or a condo, and is there a monthly fee?

    28 Chapel Street S is a waterfront cottage in 557 - Thorold Downtown, Thorold. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 28 Chapel Street S have?

    28 Chapel Street S has 7 bedrooms and 4 bathrooms. The listing gives the style as 2-storey.

    Does 28 Chapel Street S have a garage and parking?

    The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 28 Chapel Street S have a finished basement?

    The listing describes the basement as full, unfinished.

    What style of home is 28 Chapel Street S?

    28 Chapel Street S is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.

    How big is 28 Chapel Street S, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66.2 x 132.2 ft.

    How is 28 Chapel Street S heated and cooled?

    Heating is heat pump (gas). The listing does not show air conditioning.

    What are the property taxes for 28 Chapel Street S?

    Property taxes are $3,924 a year (2025), or about $327 a month.

    Where is 28 Chapel Street S?

    28 Chapel Street S is in the 557 - Thorold Downtown community of Thorold. The nearest main intersection is Ormond St S and Clairmont St. The postal code is L2V 2C6.

    Is 28 Chapel Street S still for sale?

    Yes. It is an active listing (MLS® X13843826). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 28 Chapel Street S asking?

    Similar cottages for sale nearby right now include 1373 Chippawa Creek Road at $768,000. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 28 Chapel Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 28 Chapel Street S?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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