20 - 5 Elm Grove Road, Otonabee-South Monaghan, ON K0L 2S0
Otonabee-South Monaghan · Near Hiawatha Line & Paudash St. · View map
About this home
Welcome to a stunning 9-acre waterfront setting with the rare right to build your dream retreat. Perfectly oriented for a serene south-eastern view and unforgettable sunrise moments over Rice Lake. Enjoy direct water access from a private, expansive parcel designed for peace, privacy, and connection to nature. Part of a fractional ownership arrangement shared with 17 other cottages, you'll have exclusive access to this beautiful property while benefiting from manageable maintenance costs. Maintenance fees include hydro, water, internet, property taxes, property grounds maintenance in both summer and winter, making lake living effortless. Set within a peaceful three-season community, residents can enjoy a playground for family fun, a community fire pit for memorable evenings, and winter boat storage to keep your watercraft ready for the season ahead. Build an idyllic escape tailored to your lifestyle, surrounded by open space and natural beauty. Existing building plans and permits available. Please book appointment to view the property.
The home
- Type
- Resort condo
- Style
- Other
- Square footage
- 0-499 sq ft
- Bathrooms
- 0
- Basement
- None
- Faces
- East
- Level
- vacant
- View
- Clear, Lake, Panoramic, Skyline, Trees/Woods
- Laundry
- Common Area, Shared
Ownership & fees
- Ownership
- Condominium
- POTL fee
- $447.00/mo
- Fee includes
- Common Elements, Hydro, Water, Parking, Condo Taxes
- Complex
- N/A 0
- Property management
- Contracted Services
- Pets
- Allowed, with restrictions
Garage & parking
- Total parking
- None
Taxes & other
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBD
- Cross street
- Hiawatha Line & Paudash St.
- Neighbourhood
- Otonabee-South Monaghan
More
- Price per sq ft
- ~$360 (at 250 sq ft)
- Listed
- Aug 11, 2026 · 64 days ago
- MLS® number
- X13662382
No matching details. Ask Will instead
The home and its surroundings
- Beach
- Clear View
- Marina
- Park
- Waterfront
Included in the common-element (POTL) fee
- Common Elements
- Hydro
- Water
- Parking
- Condo Taxes
Shared in the complex
- BBQs Allowed
- Playground
- Recreation Room
- Visitor Parking
- Mortgage
- Property tax
- POTL fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
5 Elm Grove Road, Otonabee-South Monaghan, ON K0L 2S0
Otonabee-South Monaghan · Near Hiawatha Line & Paudash St.
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 5 Elm Grove Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 20 - 5 Elm Grove Road
Answers come straight from this home’s MLS® listing.
How much is 20 - 5 Elm Grove Road listed for, and what would it cost each month?
20 - 5 Elm Grove Road is listed for $90,000. With 20% down ($18,000), the mortgage payment would be roughly $363 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $866 a month, all in. That figure is an illustration, not a quote.
Is 20 - 5 Elm Grove Road freehold or a condo, and is there a monthly fee?
20 - 5 Elm Grove Road is a resort condo in Otonabee-South Monaghan. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $447.00 a month. The listing says it covers common elements, hydro, water, parking, condo taxes. Fees can change, so confirm the current amount in the status certificate.
Does 20 - 5 Elm Grove Road have a garage and parking?
The listing does not show a garage. The listing does not include a parking space.
Does 20 - 5 Elm Grove Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 20 - 5 Elm Grove Road?
20 - 5 Elm Grove Road is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.
How big is 20 - 5 Elm Grove Road?
The listing puts the home between 0 and 499 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
Are pets allowed at 20 - 5 Elm Grove Road?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 20 - 5 Elm Grove Road?
20 - 5 Elm Grove Road is in Otonabee-South Monaghan. The nearest main intersection is Hiawatha Line & Paudash St.. The postal code is K0L 2S0.
How long has 20 - 5 Elm Grove Road been on the market?
20 - 5 Elm Grove Road was listed on August 11, 2026. It has been on the market for 64 days. It is an active listing (MLS® X13662382). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 20 - 5 Elm Grove Road asking?
Similar cottages for sale nearby right now include 14 Pioneer Drive at $69,900 (2 bed), 15 The Point Dr. - 1235 Villiers Line at $89,900 (3 bed) and 4 Dogwood Street at $89,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 5 Elm Grove Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 20 - 5 Elm Grove Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near Otonabee-South Monaghan, picked by style, size and price.
Waterfront cottage$69,90014 Pioneer Drive, Otonabee-South Monaghan2 bed · 2 bath · Otonabee-South MonaghanCourtesy of: Royal LePage Frank Real EstateView home →
Waterfront cottage$89,90015 The Point Dr. - 1235 Villiers Line, Otonabee-South Monaghan3 bed · 1 bath · Otonabee-South MonaghanCourtesy of: Bowes & Cocks LimitedView home →
Waterfront cottage$89,9004 Dogwood Street, Otonabee-South Monaghan3 bed · 1 bath · Otonabee-South MonaghanCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: BOSLEY REAL ESTATE LTD.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.