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For saleListed 30 days agoMLS® X13780670

146 Niagara Road, Nipissing, ON P0H 1W0

Nipissing · Near Green Acres · View map

$999,900
3Beds
3Baths
1500–2000Sq ft
Waterfront cottageType
Attached · 2 spacesGarage
6 totalParking
Finished with Walk-OutBasement
$5,025/yrTaxes
Call / Text Will
$999,900
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Attached garage6 parking spaces in total
Finished basementWith a walk-out
Lot 105 x 285 ftThe land comes with the home
WaterfrontOn the water

About this home

Welcome to 146 Niagara Road, an exceptional waterfront property tucked along the peaceful shores of McQuaby Lake in Nipissing Township. Offering a rare combination of privacy, beautiful lake views, and thoughtfully designed living spaces, this 3-bedroom, 3-bathroom home is made for waterfront living in every season. All three bedrooms offer beautiful views of the water, while the primary suite is a standout, featuring a spacious walk-in closet, gorgeous ensuite, and private balcony overlooking the lake, the perfect place to start your morning or unwind at the end of the day. The home offers plenty of space to gather and entertain, with a cozy wood-burning fireplace in the lower level adding warmth and character throughout the cooler months. Step outside to the beautiful deck, where there is ample room for outdoor dining, entertaining, or simply taking in the peaceful surroundings and views of the water. Closer to the shoreline, a charming bunkie provides additional flexible space that could be used for storage or adapted to suit your waterfront lifestyle. Quiet, private, and surrounded by nature,146 Niagara Road offers the kind of setting that is increasingly hard to find. Whether you're spending summer days on McQuaby Lake, entertaining on the deck, or cozying up by the fire in the winter, this is a property designed to be enjoyed year-round.

The home

Type
Waterfront cottage
Style
1 1/2 Storey
Square footage
1500-2000 sq ft
Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
17
Basement
Finished with Walk-Out
Lot size
105 x 285 ft
Faces
West
View
Lake, Trees/Woods

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Propane
Heating type
Baseboard
Air conditioning
Wall Unit(s)
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
4
Total parking
6
Parking features
Private

Taxes & other

Property taxes
$5,025/yr
Tax year
2026
Occupancy
Owner
Possession
Early November
Cross street
Green Acres
Neighbourhood
Nipissing

More

Price per sq ft
~$571 (at 1,750 sq ft)
Listed
Sep 14, 2026 · 30 days ago
MLS® number
X13780670

The home and its surroundings

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Deck
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$4,452per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    146 Niagara Road, Nipissing, ON P0H 1W0

    Nipissing · Near Green Acres

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    Sold history

    Listing history for 146 Niagara Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 146 Niagara Road

    Answers come straight from this home’s MLS® listing.

    How much is 146 Niagara Road listed for, and what would it cost each month?

    146 Niagara Road is listed for $999,900. With 20% down ($199,980), the mortgage payment would be roughly $4,033 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,452 a month, all in. That figure is an illustration, not a quote.

    Is 146 Niagara Road freehold or a condo, and is there a monthly fee?

    146 Niagara Road is a waterfront cottage in Nipissing. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 146 Niagara Road have?

    146 Niagara Road has 3 bedrooms and 3 bathrooms. The listing gives the style as 1 1/2 storey.

    Does 146 Niagara Road have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.

    Does 146 Niagara Road have a finished basement?

    The listing describes the basement as finished with walk-out. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 146 Niagara Road?

    146 Niagara Road is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.

    How big is 146 Niagara Road, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 105 x 285 ft.

    How is 146 Niagara Road heated and cooled?

    Heating is baseboard (propane). Cooling is wall unit(s).

    What are the property taxes for 146 Niagara Road?

    Property taxes are $5,025 a year (2026), or about $419 a month.

    Where is 146 Niagara Road?

    146 Niagara Road is in Nipissing. The nearest main intersection is Green Acres. The postal code is P0H 1W0.

    How long has 146 Niagara Road been on the market?

    146 Niagara Road was listed on September 14, 2026. It has been on the market for 30 days. It is an active listing (MLS® X13780670). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 146 Niagara Road asking?

    Similar cottages for sale nearby right now include 133 Harrison Road at $799,000 (2+1 bed) and Cottage in Nipissing at $899,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 146 Niagara Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 146 Niagara Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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