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For saleMLS® X13642124

14172 Road 38, Frontenac, ON K0H 2P0

45 - Frontenac Centre, Frontenac · Near Road 38 & Elizabeth St · View map

$594,900
5Beds
3Baths
2500–3000Sq ft
Waterfront cottageType
3 totalParking
Partial Basement, Unfinished, Crawl SpaceBasement
$4,170/yrTaxes
Call / Text Will
$594,900
FreeholdNo monthly condo fee
Parking for 3Comes with the home
Lot 102.4 x 196.4 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Waterfront in the village. That's the short version.The long version: over 100 feet of owned shoreline on Sharbot Lake, a private dock, direct water views - and most of what you need in Sharbot Lake is a short walk away. This two-storey home has been used as a personal residence with a self-contained in-law suite - and the layout gives you real flexibility. The main residence spans two floors. Main level has a two bedrooms, full bathroom, kitchen, and living spaces. Upstairs is where it gets interesting - two separate bedrooms, a den/office, plus a generous master suite with a king-size sleeping area, a small gym, and a private balcony overlooking the lake. The in-law suite has its own private entrance, bedroom, bathroom, and walkout to the backyard. Private enough to feel separate. Close enough to keep an eye on things. Originally a triplex, this property has income potential baked into its bones. The current owners converted it into a comfortable single-family home with suite - but the history is there for a buyer who wants to explore options, subject to zoning and municipal approvals. Tie up the boat and walk home. It doesn't get more convenient than that. Separate hydro meters. Private drive with three parking spaces. Year-round municipal road access. High-speed internet and cell service. Drilled well and septic. Three electric fireplaces. Main-floor laundry. Multi-generational living on the water, in the heart of the village. It's a setup most families spend years trying to find.

The home

Type
Waterfront cottage
Style
2-Storey
Square footage
2500-3000 sq ft
Bedrooms
5
Bathrooms
3
Kitchens
2
Rooms
19
Basement
Partial Basement, Unfinished, Crawl Space
Lot size
102.4 x 196.4 ft
Faces
East
View
Bay, Lake, Water

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Driveway spaces
3
Total parking
3
Parking features
Private

Taxes & other

Property taxes
$4,170/yr
Tax year
2026
Occupancy
Owner
Possession
Arrange
Cross street
Road 38 & Elizabeth St
Neighbourhood
45 - Frontenac Centre

More

Price per sq ft
~$216 (at 2,750 sq ft)
MLS® number
X13642124

The home and its surroundings

  • In-Law Suite
  • Water Heater
  • Water Heater Owned
  • Separate Hydro Meter
  • Beach
  • Lake/Pond
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • Waterfront
  • Fishing
  • Recreational Area
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$2,747per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    14172 Road 38 N/A, Frontenac, ON K0H 2P0

    45 - Frontenac Centre, Frontenac · Near Road 38 & Elizabeth St

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    Sold history

    Listing history for 14172 Road 38 N/A

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 14172 Road 38

    Answers come straight from this home’s MLS® listing.

    How much is 14172 Road 38 listed for, and what would it cost each month?

    14172 Road 38 is listed for $594,900. With 20% down ($118,980), the mortgage payment would be roughly $2,400 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,747 a month, all in. That figure is an illustration, not a quote.

    Is 14172 Road 38 freehold or a condo, and is there a monthly fee?

    14172 Road 38 is a waterfront cottage in 45 - Frontenac Centre, Frontenac. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 14172 Road 38 have?

    14172 Road 38 has 5 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.

    Does 14172 Road 38 have a garage and parking?

    The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.

    Does 14172 Road 38 have a finished basement?

    The listing describes the basement as partial basement, unfinished, crawl space.

    What style of home is 14172 Road 38?

    14172 Road 38 is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.

    How big is 14172 Road 38, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 102.4 x 196.4 ft.

    How is 14172 Road 38 heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 14172 Road 38?

    Property taxes are $4,170 a year (2026), or about $348 a month.

    Where is 14172 Road 38?

    14172 Road 38 is in the 45 - Frontenac Centre community of Frontenac. The nearest main intersection is Road 38 & Elizabeth St. The postal code is K0H 2P0.

    Is 14172 Road 38 still for sale?

    Yes. It is an active listing (MLS® X13642124). Listings here update from the board through the day and come down once a home sells.

    What are similar cottages near 14172 Road 38 asking?

    Similar cottages for sale nearby right now include 1091 Big Clear Lane at $599,900 (3 bed), 1076 Valley Lane at $674,000 (3 bed) and 1182B Johnston Lane at $699,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 14172 Road 38 N/A sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 14172 Road 38?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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