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For saleListed Jul 23MLS® X13596846

11 - 125 Elm Street, St. Thomas, ON N5R 1H9

St. Thomas · Near ELMINA STREET · View map

$529,900
2Beds
2Baths
1400–1599Sq ft
Resort condoType
$350/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$3,011/yrTaxes
Call / Text Will
$529,900
Underground parking1 parking space in total
WaterfrontOn the water
Central airCool all summer

About this home

Welcome to Pinafore Terrace - 11-125 Elm Street, St. Thomas. Enjoy carefree condo living in this beautifully bright 3rd-floor lakeview unit located in St. Thomas's desirable south end. This well-maintained building offers a secured entrance, underground parking, elevator access, visitor parking, a gym, and a community/party room for larger gatherings. The unit includes one storage locker on the 3rd floor plus an additional storage area downstairs. Step inside this spacious 2-bedroom plus den condo and immediately appreciate the open, airy layout. The foyer features a convenient closet and leads to an updated galley kitchen, flowing seamlessly into the generous dining area and expansive living room. Large sliding doors open to your oversized balcony, where you'll enjoy panoramic views of Pinafore Lake-a view that carries through almost every room. Just off the living area is a versatile den, ideal for a home office, reading nook, or sitting room to take in the scenery.Down the hall you'll find in-suite laundry, a 3-piece guest bathroom, and a spacious second bedroom with a large closet and lake views. The primary suite is thoughtfully designed with a walk-in closet, 4-piece ensuite, and ample space to make it your own-all while waking up to serene water views. Perfect for retirees seeking low-maintenance living or anyone looking to embrace the condo lifestyle in a peaceful setting.

The home

Type
Resort condo
Style
Apartment
Square footage
1400-1599 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Basement
None
Faces
South
Level
ONE
Balcony
Open
View
Panoramic, Park/Greenbelt, Pond, Trees/Woods, Water
Laundry
In-Suite Laundry
Approximate age
31-50 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$350.00/mo
Fee includes
Building Insurance
Complex
PINAFORE TERRACE
Property management
ELGIN CONDO CORP
Pets
Allowed, with restrictions
Locker
Owned
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick

Heating & cooling

Heating fuel
Electric
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1
Parking features
Underground

Taxes & other

Property taxes
$3,011/yr
Tax year
2025
Occupancy
Owner
Possession
FLEXIBLE
Cross street
ELMINA STREET
Neighbourhood
St. Thomas

More

Price per sq ft
~$353 (at 1,500 sq ft)
Listed
Jul 23, 2026 · 83 days ago
MLS® number
X13596846

The home and its surroundings

  • Separate Heating Controls
  • Greenbelt/Conservation
  • Hospital
  • Lake/Pond
  • Library
  • Park
  • Waterfront
  • Controlled Entry

Included in the maintenance fee

  • Building Insurance

Shared in the complex

  • Elevator
  • Gym
  • Party Room/Meeting Room
  • Visitor Parking
Want to know something that isn’t listed?
Estimated monthly cost$2,738per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    125 Elm Street, St. Thomas, ON N5R 1H9

    St. Thomas · Near ELMINA STREET

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    Sold history

    Listing history for 125 Elm Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 11 - 125 Elm Street

    Answers come straight from this home’s MLS® listing.

    How much is 11 - 125 Elm Street listed for, and what would it cost each month?

    11 - 125 Elm Street is listed for $529,900. With 20% down ($105,980), the mortgage payment would be roughly $2,137 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,738 a month, all in. That figure is an illustration, not a quote.

    Is 11 - 125 Elm Street freehold or a condo, and is there a monthly fee?

    11 - 125 Elm Street is a resort condo in St. Thomas. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $350.00 a month. The listing says it covers building insurance. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 11 - 125 Elm Street have?

    11 - 125 Elm Street has 2 bedrooms and 2 bathrooms. The listing gives the style as apartment.

    Does 11 - 125 Elm Street have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 11 - 125 Elm Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 11 - 125 Elm Street?

    11 - 125 Elm Street is a resort condo. A resort condo trades the work of a cottage for a monthly fee; read the status certificate and check any rental pool rules.

    How big is 11 - 125 Elm Street?

    The listing puts the home between 1,400 and 1,599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 11 - 125 Elm Street heated and cooled?

    Heating is forced air (electric). Cooling is central air.

    What are the property taxes for 11 - 125 Elm Street?

    Property taxes are $3,011 a year (2025), or about $251 a month.

    Are pets allowed at 11 - 125 Elm Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 11 - 125 Elm Street?

    11 - 125 Elm Street is in St. Thomas. The nearest main intersection is ELMINA STREET. The postal code is N5R 1H9.

    How long has 11 - 125 Elm Street been on the market?

    11 - 125 Elm Street was listed on July 23, 2026. It has been on the market for 83 days. It is an active listing (MLS® X13596846). Listings here update from the board through the day and come down once a home sells.

    What have homes at 125 Elm Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 11 - 125 Elm Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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