109 RIVER Road, Greater Napanee, ON K7R 3H3
58 - Greater Napanee, Greater Napanee · Near Centre Street/County Road 8 to River Road. · View map
About this home
Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property's character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today's buyer.
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 2500-3000 sq ft
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Rooms
- 9
- Basement
- Full, Unfinished
- Lot size
- 167 x 252 ft
- Faces
- North
- View
- River, Water
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Driveway spaces
- 10
- Total parking
- 10
- Parking features
- Private Double
Taxes & other
- Property taxes
- $6,091/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBD
- Cross street
- Centre Street/County Road 8 to River Road.
- Neighbourhood
- 58 - Greater Napanee
More
- Price per sq ft
- ~$396 (at 2,750 sq ft)
- MLS® number
- X13793414
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The home and its surroundings
- Primary Bedroom - Main Floor
- Golf
- Marina
- Park
- Public Transit
- River/Stream
- School
- Deck
- Landscaped
- Patio
- Privacy
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
109 RIVER Road, Greater Napanee, ON K7R 3H3
58 - Greater Napanee, Greater Napanee · Near Centre Street/County Road 8 to River Road.
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Listing history for 109 RIVER Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Similar cottages nearby
More cottages for sale near 58 - Greater Napanee, picked by style, size and price.
Waterfront cottage$999,90079 River Road, Greater Napanee4 bed · 4 bath · 58 - Greater NapaneeCourtesy of: MCCAFFREY REALTY INC., BROKERAGEView home →
Waterfront cottage$1,144,000442 DUNDAS Street W, Greater Napanee3 bed · 3 bath · 58 - Greater NapaneeCourtesy of: MCCAFFREY REALTY INC., BROKERAGEView home →
Waterfront cottage$869,0002197 South Shore Road, Greater Napanee3 bed · 2 bath · 58 - Greater NapaneeCourtesy of: EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGEView home →
Waterfront cottage$849,90080 Trillium Lane, Greater Napanee3 bed · 1 bath · 58 - Greater NapaneeCourtesy of: MCCAFFREY REALTY INC., BROKERAGEView home →
Waterfront cottage$839,900162 Lasher's Road, Greater Napanee3+1 bed · 3 bath · 58 - Greater NapaneeCourtesy of: K B REALTY INC., BROKERAGEView home →
Waterfront cottage$1,398,000116 Schenk Street, Greater Napanee3+1 bed · 3 bath · 58 - Greater NapaneeCourtesy of: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGEView home →
Waterfront cottage$1,099,90079 HICKORY Lane, Greater Napanee2+1 bed · 3 bath · 58 - Greater NapaneeCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGEView home →
Waterfront cottage$999,900109 3rd Concession Road, Greater Napanee2+1 bed · 2 bath · 58 - Greater NapaneeCourtesy of: RE/MAX FINEST REALTY INC., BROKERAGEView home →Frequently asked questions about 109 RIVER Road
Answers come straight from this home’s MLS® listing.
How much is 109 RIVER Road listed for, and what would it cost each month?
109 RIVER Road is listed for $1,088,000. With 20% down ($217,600), the mortgage payment would be roughly $4,389 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,896 a month, all in. That figure is an illustration, not a quote.
Is 109 RIVER Road freehold or a condo, and is there a monthly fee?
109 RIVER Road is a waterfront cottage in 58 - Greater Napanee, Greater Napanee. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 109 RIVER Road have?
109 RIVER Road has 4 bedrooms and 4 bathrooms. The listing gives the style as 2-storey.
Does 109 RIVER Road have a garage and parking?
Yes. The listing shows the garage as detached. The driveway adds 10 spaces. In total the listing counts 10 parking spaces.
Does 109 RIVER Road have a finished basement?
The listing describes the basement as full, unfinished.
What style of home is 109 RIVER Road?
109 RIVER Road is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 109 RIVER Road, and what is the lot size?
The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 167 x 252 ft.
How is 109 RIVER Road heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 109 RIVER Road?
Property taxes are $6,091 a year (2026), or about $508 a month.
Where is 109 RIVER Road?
109 RIVER Road is in the 58 - Greater Napanee community of Greater Napanee. The nearest main intersection is Centre Street/County Road 8 to River Road.. The postal code is K7R 3H3.
Is 109 RIVER Road still for sale?
Yes. It is an active listing (MLS® X13793414). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 109 RIVER Road asking?
Similar cottages for sale nearby right now include 79 River Road at $999,900 (4 bed), 442 DUNDAS Street W at $1,144,000 (3 bed) and 2197 South Shore Road at $869,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 109 RIVER Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 109 RIVER Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Courtesy of: EXP REALTY, BROKERAGE
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.