1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0
McClintock, Algonquin Highlands · Near McClintock Road and Wes Clarke Trail · View map
About this home
Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!
The home
- Type
- Waterfront cottage
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 13
- Basement
- Unfinished, Separate Entrance
- Lot size
- 1025 x 375 ft
- Faces
- South
- View
- Forest, Hills, Lake, Panoramic, Trees/Woods
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Alarm System
- Exterior
- Stone, Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 6
- Total parking
- 6
- Parking features
- Front Yard Parking, Private
Taxes & other
- Property taxes
- $8,379/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- McClintock Road and Wes Clarke Trail
- Neighbourhood
- McClintock
More
- Price per sq ft
- ~$1,331 (at 2,250 sq ft)
- MLS® number
- X13821104
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The home and its surroundings
- Water Heater Owned
- Level
- Sloping
- Waterfront
- Wooded/Treed
- Deck
- Fishing
- Privacy
- Porch
- Private Pond
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0
McClintock, Algonquin Highlands · Near McClintock Road and Wes Clarke Trail
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Listing history for 1089 Lutes Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 1089 Lutes Lane
Answers come straight from this home’s MLS® listing.
How much is 1089 Lutes Lane listed for, and what would it cost each month?
1089 Lutes Lane is listed for $2,995,000. With 20% down ($599,000), the mortgage payment would be roughly $12,081 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $12,779 a month, all in. That figure is an illustration, not a quote.
Is 1089 Lutes Lane freehold or a condo, and is there a monthly fee?
1089 Lutes Lane is a waterfront cottage in McClintock, Algonquin Highlands. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 1089 Lutes Lane have?
1089 Lutes Lane has 4 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 1089 Lutes Lane have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.
Does 1089 Lutes Lane have a finished basement?
The listing describes the basement as unfinished, separate entrance. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 1089 Lutes Lane?
1089 Lutes Lane is a waterfront cottage. A waterfront cottage has its own shoreline on a lake, river or bay, so the frontage, the shoreline and the way it faces matter as much as the building.
How big is 1089 Lutes Lane, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 1025 x 375 ft.
How is 1089 Lutes Lane heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 1089 Lutes Lane?
Property taxes are $8,379 a year (2026), or about $698 a month.
Where is 1089 Lutes Lane?
1089 Lutes Lane is in the McClintock community of Algonquin Highlands. The nearest main intersection is McClintock Road and Wes Clarke Trail. The postal code is P0A 1E0.
Is 1089 Lutes Lane still for sale?
Yes. It is an active listing (MLS® X13821104). Listings here update from the board through the day and come down once a home sells.
What are similar cottages near 1089 Lutes Lane asking?
Similar cottages for sale nearby right now include 1136 Severn Lane at $3,595,000 (3 bed), 1319 Wolf Circle at $2,895,000 (4 bed) and 4475 Kawagama Lake Road at $2,470,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1089 Lutes Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 1089 Lutes Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar cottages nearby
More cottages for sale near McClintock, picked by style, size and price.
Waterfront cottage$3,595,0001136 Severn Lane, Algonquin Highlands3 bed · 3 bath · McClintockCourtesy of: Chestnut Park Real EstateView home →
Waterfront cottage$2,895,0001319 Wolf Circle, Algonquin Highlands4 bed · 3 bath · SherborneCourtesy of: RE/MAX HALLMARK CHAY REALTYView home →
Waterfront cottage$2,470,0004475 Kawagama Lake Road, Algonquin Highlands3 bed · 3 bath · SherborneCourtesy of: Forest Hill Real Estate Inc.View home →Courtesy of: Forest Hill Real Estate Inc.
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.